taken to court over ebay purchase

Country_Cousin

Well I don't - I followed this thread and was interested to find out what happened, but am none the wiser. Never mind.

cyclonebri1

Herbalus wrote: »

I think they're saying the OP got the insurance money for the case (to pay the claim, not to defend, according to the OP's posts), but the OP still issued a defence/counterclaim, which went uncontested by the original 'fraudster', who didn't show up and "defend" the counterclaim.

So the OP won in court, because of a no-show by the original claimant/'fraudster' person, yet still has the money from the insurance which was paid to settle the case??

That is exactly correct, I'm sorry if I lost a few of you along the way, as I've said this is all new to me, but has been interesting and farcical if you new all the details.

I also apologise if me ignorance spawned the few hard replies I got, I personally don't thing that was called for but this is the internet, some get off on it.

As I said I do believe in seeing posts through, so hopefully this is an end to it.

cyclonebri1

Herbalus wrote: »

Yes, I get that, but as it wasn't specified in your post what was being defended (was it the original claim, or your counterclaim?), I couldn't work out who was doing the complaining (was it their original complaint, or your counter-complaint?)



I still don't understand. To whom did they pay the money? To the fraudster for his claim? Or to you because the fraudster didn't defend your counterclaim and hasn't paid you for that?

My insurers gave me the option, they would either accept the claim and pay HIM in full, or pay ME and let me take my chances in court without their assistance.
You can probably tell be my earlier posts, and yes, I was incensed at this, I could not capitulate. The money is in my hands and yes, the insurance lost out.
Luckily, and this was a consideration, Legal Protection claims do not count as claims in terms of home insurance with my policy.

The bottom line and the reason hew did not contest my counterclaim was that after pressing Ebay very hard, I found that in actual fact they had not reclaimed the refund they paid to me from the seller, therefore he had suffered no loss.

Did he win, morally or financially?
Well he got his goods back and my £30. He paid £25 for his court claim.

I got my money back and the insurance claim.
Doesn't really seem totally fair, but I suppose I will have to leave it at that.

cyclonebri1

gik wrote: »

I read it that the insurance co. wouldn't take it on as they thought they couldn't win the case? Confusion.

You got it wrong in that case.