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Student overdraft and current account
Price07
Posts: 2 Newbie
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Comments
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I'm a little worried as I have excellent credit rating at the moment and I am thinking of getting a mortgage soon.
Stop kidding yourself. No mortgage lender is going to take someone that walks away from debt seriously. The debt will be registered somewhere. You may even receive a CCJ yet.0 -
+1Thrugelmir wrote: »Stop kidding yourself. No mortgage lender is going to take someone that walks away from debt seriously. The debt will be registered somewhere. You may even receive a CCJ yet.
You've also said "I'm not exactly on a brilliant wage at the moment", good luck getting a mortgage. Where's your deposit for your mortgage going to appear from, if you can't afford to pay off £2,000?Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0
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