Tonight I've hit rock bottom...

Willowpop

YAF, don't be ashamed you've been a fool.Be proud of what you're doing now. Our pasts make us who we are. You're only a fool if you don't learn from what you do….and from what you're saying you have learned, so you're no fool.

Youngandfoolish

The past couple of days I've managed to pay off the pay day loans. Ive also closed my account at one but another I believe you cannot just close it! The silver lining is I never missed a payment and paid in full I suppose.

I've also made payments to both credit cards, enough to cover the interest payments (as I would have gone over this time and been hit with more fees), so thats a positive for me.

Thanks to my sister for the loan (and other members for suggesting I bite the bullet and nip the PDL in the bud, whilst I had time)

I've also decided to ebay a few of my valuables that I no longer use, such as ipads, mobiles etc. (I dont gamble on them, but I don't want to give myself the opportunity, as some ex addicts suggested selling because the addiction is strong!) Hopefully this should help me reduce this debt a little more.

One step at a time, but I feel like I'm making an effort and I'm determined to be debt free!

I've also seen a picture that I wanted to post but unfortunately I cannot post links. If you search 'falling man pride' in google and click images, its the first one. It made me smile anyway!

YAF

Youngandfoolish

Willowpop wrote: »

YAF, don't be ashamed you've been a fool.Be proud of what you're doing now. Our pasts make us who we are. You're only a fool if you don't learn from what you do….and from what you're saying you have learned, so you're no fool.

Thank you

I've a lot to learn, but I'm sure with the help off this forum and all you lovely people, my journey should be a little easier.

Willowpop

Tell you what helps as well….seeing your debt go down. Each time mine goes down another £100 or drops into the next £1000 down I am so pleased.
I couldn't be reducing my debt like I am without this forum, that's for sure.

Muhren

I'm glad you are feeling better about things already and that will only improve whilst you stay away from gambling. You have to forget about the money you have lost as you can't get that back now.

Like Willowpop says I think you will find it helps to see the debt reducing and that will spur you on even further.

sourcrates

Youngandfoolish wrote: »

I've also seen a picture that I wanted to post but unfortunately I cannot post links. If you search 'falling man pride' in google and click images, its the first one. It made me smile anyway!
YAF

This one do you mean :


http://damn.com/p/let-your-pride-go/

richwannabe

Im keen to install K9 on my pc or gamblock , but would this affect my hubbie who sits downstairs on an I phone , hes into horseracing and I wouldn't want it to affect him doing that , he never uses the pc , its me with a problem

katy_ann

richwannabe wrote: »

Im keen to install K9 on my pc or gamblock , but would this affect my hubbie who sits downstairs on an I phone , hes into horseracing and I wouldn't want it to affect him doing that , he never uses the pc , its me with a problem

Im sure he will understand though and in the long run its for the greater good It sounds like your doing really well so keep up the good work K x

Youngandfoolish

richwannabe wrote: »

Im keen to install K9 on my pc or gamblock , but would this affect my hubbie who sits downstairs on an I phone , hes into horseracing and I wouldn't want it to affect him doing that , he never uses the pc , its me with a problem

Hi, no K9 software only affects the PC/Laptop which it is installed on. So you can install it on your own computer and it will not affect anyone else wishing to use gambling websites on their computer or mobile phone.

Hope that helps.

Toomuchdebt

How are you doing now youngandfoolish?