High yielding shares

Thrugelmir

If high yielding shares were a bargain then everybody would be buying.

Utility companies face regulatory price pressure.

Insurance companies are suffering low returns themselves on their capital reserves.

lozzy1965

Starter for high yield shares, google "top yields". Don't take this as read though, but it's a good starting point. I then use "Digital look" to check the dividend history and predictions, amongst other things. There are other good divi payers not in top yields, like Santander. Might be that foreign companies with a London listing don't appear?
I've been in utility companies for nearly 10 years and I regard them as a good solid base for a high yield portfolio.

sabretoothtigger

planteria wrote: »

BB? Barclays Bank?

http://web.archive.org/web/20080701210549/http://finance.yahoo.com/q?s=BB.L

gadgetmind

bigadaj wrote: »

Surprised your selling holdings for the few grand extra in isa allowances, there's surely more than that down the back of the sofa at gadget mansions to fund that.

I was planning to use CGT allowances so sell down some SAYE shares, but values on some of those aren't what they were, so other things are going to use allowances and fund ISAs. After all, it makes little sense to be sat on unwrapped holdings while S&S ISAs are unfunded.

And yes, I am fairly well paid, but between full pension contributions for myself and (non-working) spouse, full S&S ISAs, uni bills, and living expenses, the back of the sofa isn't what it once was.

Hopefully in a few years, we'll again have "excess" and unwrapped holdings can be rebuilt.

planteria

ah, B&B sabretooth...those were the days:)

and sounds good gadgetmind, and interesting. going forwards i don't expect to have much at all outside of Property, Pensions, ISA and Friendly Society investments. i expect my II Trading account to wind up empty at some stage...and with the new ISA limit anything spare above that will probably just be debt reduction in the next couple of years.

and yes, this is Top Yields FTSE100:

http://www.topyields.nl/Top-dividend-yields-of-FTSE100.php

gadgetmind

planteria wrote: »

I expect my II Trading account to wind up empty at some stage

Mrs Gadget's trading account may also dwindle, but then along will (hopefully) come PCLS, which will take many years to "ISA up". But again, we'd use this to heat and eat as well as to fund ISAs, because ISAs are what gets touched last.

We first started S&S ISAs in our mid 20s and I expect us to get close to age 70 before we take a single penny out!

lozzy1965

planteria wrote: »

...and yes, this is Top Yields FTSE100:

http://www.topyields.nl/Top-dividend-yields-of-FTSE100.php

Sorry guys, should probably have been a bit more specific! I would start with the FTSE100, but add from the FTSE250 too:

http://www.topyields.nl/Top-dividend-yields-of-FTSE250.php

Same rules here too, don't take what you see as read but use another site like Digital Look:

http://www.digitallook.com/

... to further analyse the historical and predicted yields, and other factors that are important to you.

BLB53

The top yielding shares may be high because the company has problems and the share price has fallen. So you need to be a bit careful when selecting.

If you are not au fait with shares, consider a range of investment trusts - some that I hold include e.g. City of London, Edinburgh, Temple Bar and Murray International. The average yield is currently around 4%.

For further research on investing for income there are some good articles on the diy investor site https://www.diyinvestoruk.blogspot.co.uk and also worth a look is HYP boards (and inv. for income)on https://www.fool.co.uk

planteria

gadgetmind wrote: »

Mrs Gadget's trading account may also dwindle, but then along will (hopefully) come PCLS, which will take many years to "ISA up". But again, we'd use this to heat and eat as well as to fund ISAs, because ISAs are what gets touched last.

what are PCLS??

Freecall

PCLS = Pension Commencement Lump Sum