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Mortgage application with halifax
Comments
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You cannot get an 'A' at that LTVI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Amnblog I just did abit of googling and it says a b pass they will only lend up 2 85%? So surly ppl do get a passes with lower deposits as there is 95% mortgages? But then I'm thinking surly the mortgage adviser wouldn't put it forward if she new we would fail at a b pass with only 10% deposit? I need to stop lookin into things as I'm confusing myself even more lol thank you for all ur replys0
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You are confusing yourself. There is nothing wrong with your pass - it's a PASS.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Lol I always look to much into stuff thank you0
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Hey thought id let u know my mortgage got accepted 😁😁 so happy0
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hey sam that is great news congratulations :j
I too am a nervous applicant so i can appreciate your "looking into stuff" ive done it since the AIP.
would you mind providing a brief timeline of how your application went how long after each stage to get to where you are now ? this would be really helpful
thanks0 -
Andilong1 thank you 😊 our offer accepted on the house one the 13th of May, full mortgage application on the 14th of May declined the 22nd and they asked us to put another 5% down to take us to 10% deposit and we were just approved today we are hoping to move in the 14th of July 😊
Where about are you in the process? Who have you applied with?0 -
Hey thought id let u know my mortgage got accepted 😁😁 so happy
You won't be surprised to hear I am not surprisedI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Lol amnblog0
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Where about are you in the process? Who have you applied with?
Thanks Sam, we applied with Halifax, and are currently awaiting a mortgage offer, we had AIP, found a house and the valuation got done on the 22nd of May, and well we have not heard anything else as yet ? we have an appointment with the MA at halifax on the 21st of June and each time i push him for an offer or any update he just says he will sort everything else on the 21st, also asked for next payslip when we come in on the 21st ?0
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