Barclays - am I being accused of fraud?!

applesyumyum

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grumbler

Unfortunately, such arrogant behaviour becomes more and more common for UK banks.

"Refer to the T&C" note speaks for itself.

FireWyrm

Have you had any large Paypal payments into that account recently? It does sound like they think you might be running a business, or appear to be running a business out of a personal bank account.

I suggest you 'refer to the Ts&Cs' only in so far as to establish how to switch your account to a better bank. In the interests of honesty, I must declare that I despise Barclays and vowed several years ago never to bank with them again if they were the last bank on earth.

applesyumyum

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innovate

Basically, you cannot escape debts. You have to settle anything that is outstanding. Moving your debts from bank to bank will not help you - to the contrary, it will probably make things more difficult for you every time you apply for a new bank account.

applesyumyum

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grumbler

applesyumyum wrote: »

I'm now left with no way of getting money to get to work in the morning.

applesyumyum wrote: »

...The reason I opened this new account is to put aside money for rent and bills each month so I'm not forgetting DD dates and amounts from one single account.

I see some inconsistency here...:think:

JKSandy

They have probably done further checks on your credit file, seen something they don't like and decided to close your account.

You will probably get a letter and/or phone call to advise you to go into branch and withdraw any money you have.

grumbler

JKSandy wrote: »

They have probably done further checks on your credit file, seen something they don't like and decided to close your account.

You will probably get a letter and/or phone call to advise you to go into branch and withdraw any money you have.

That's what the T&C exist for that are obligatory for both parties, not just for the customers:

We can close an account (and stop providing
services and end this agreement) by giving
you at least two months’ notice in writing.

Terms and conditions for Personal customers

applesyumyum

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grumbler

Definitely inconsistency as the 'bills' were accompanied by "so I'm not forgetting DD dates".

Regardless, this was a side note that was OOT. It just looks to me that your plan doesn't work well.