Santander Credit Card Application Question.

JohnsDosh

I also heard nothing from them for a week after the application but then came in tonight to find the card waiting for me.

[Deleted User]

TheEffects wrote: »

I wanted to know as you already bank with sanatander like i do, who did they do the external agency credit search with or is it based on internal accounts performance?

Kind regards

The Effects

No idea I'm afraid as I don't have regular access to my credit files (I don't pay for Experian membership etc). I would think that as a bank they will rely on internal records to some extent but they might do external checks also.