Short changed by bank?

le_loup

paragon909 wrote: »

That's a rather slanderous comment to make regarding someone you don't know or have never met.

Oh! And I suppose butter wouldn't melt in his mouth either.

mgdavid

themull1 wrote: »

No, we didnt count it out, but assumed the banks money would be correct, ........

lesson 1 - never assume anything. Ever. Check, otherwise you are accepting the risk of any error being your problem.

meer53

Who, in their right mind, wouldn't check £2k in cash ? :eek:

System

A reputable builder is hardly going to try to cheat you out of £40 as it's probably cost him more than that in lost time dealing with it.

As for cash, it's hardly proof of tax evasion no matter how many times HSBC may tell you. The last builder we had accepted cash or BACS/FP credit as he had lots of problems with cheques and didn't take cards yet.

JKSandy

"i think the builder should have counted it when he took it"

I think your husband should have counted it when the bank teller handed it over and then counted it out to the builder.

Hopefully the bank find they error and refund.

robatwork

I've never seen a blank not count out cash by hand when withdrawn over the counter so that's a bit odd for starters.

So either:
The bank made an error and will refund or
Your husband took some cash inadvertently or
The builder is lying

take your pick

ceredigion

JKSandy wrote: »

"i think the builder should have counted it when he took it"

I think your husband should have counted it when the bank teller handed it over and then counted it out to the builder.

Hopefully the bank find they error and refund.

Personally I try very hard not to take cash , to be quite frank its a pain in the backside. However , if a client does pay cash , I wouldn't dream of counting it out in front of them. In my eyes , it would show distrust and in my business , trust is a two way street. They trust me in their house , I trust them to pay the full invoiced amount.

innovate

robatwork wrote: »

I've never seen a blank not count out cash by hand when withdrawn over the counter so that's a bit odd for starters.

I have, several times at Lloyds, Santander and Nationwide, on amounts in the thousands. They are quite happy to give you a pre-counted and pre-weighed bunch of notes, and I am quite happy if nobody behind me in the Q knows that I am walking out of the bank with thousands in cash.

Similar with coins bags - I can't actually recall any occurrence when they counted out the coins when I asked for e.g. £20 in £1 or 50p coins.

May be I am too trusting but I never had any reason to think they didn't give me enough, or too much, money.

Thrugelmir

Builder should have counted it at the time of receipt.

iAMaLONDONER

themull1 wrote: »

My husband went to the bank today to withdraw £2000 to pay our builder. The bank got two bundles of £1000, in sleeves, put them in a sealed envelope and giving them to my husband. The builder rang and said there was £20 less in each bundle. Rang Bank, they said that they would check the machine that weighs the money, but we haven't heard back.

Is there anything we can do? we've paid the builder before, but never had a problem.

If the worst comes to worse you've only lost £40.