Student claiming a grant

themull1

Someone i know went online to see how much grant she would have to pay back in regards to her circumstances, and found she was only liable to keep £90, however, if she moved in with her grandparents, she could keep £3400 ish of the grant, would her mother have to sign over child benefit to the grandparents to keep it above board?

themull1

The allowance students get a year for going to college i think? I don't know, i've never been.!

themull1

The one that they only have to pay back over a certain amount?

Indie_Kid

Can you give more information please? There are quite a few grants that students can get. When you say college, do you mean 16-18 year olds?

SJI85

themull1 wrote: »

The one that they only have to pay back over a certain amount?

This would suggest you're referring to the Maintenance Loan for Higher Education students, but this doesn't seem to be the case as you seem to be referring to Further Education and a under 18 year old.

I'm not aware of any grant that "needs to be paid back over a certain amount". Can you be more specific?

duchy

How old is this "child" ?
If the course is a university/degree course then child benefit is not payable.
Odds are what you're talking about is higher education and the difference in student maintenance loans when the student lives at home rather than away .....but you've not given enough info.....and as it is "someone you know" rather than "someone who shares their private financial info with you" I'm wondering why you are asking.

I do sometimes wonder what age people think "child" benefit goes up to

themull1

Child is 18, found that if she stayed at home with her mams wages she would only get to keep £90.00 but if she moved in with her grandparents who are on a lower wage, she would keep £3000 ish. I was just wondering if the child benefit would need to be changed so the grandparents got it?

themull1

Yes, a student maintenance loan.

themull1

I thought child benefit went to 19 in higher education?

marliepanda

In practise this is extremely difficult to do (as it should be as you are fiddling the system)

She cannot simply just claim to live with her grandparents, she has to live with them AND claim complete financial and emotional estrangement from her parents. This is difficult to prove, and certainly will look dodgy if she 'moves out' just before uni.

Parents income will be taken into account despite who she lives with, unless she is considered estranged, otherwise everyone would be claiming to live with others in order to maximise grants

silvercar

themull1 wrote: »

Child is 18, found that if she stayed at home with her mams wages she would only get to keep £90.00 but if she moved in with her grandparents who are on a lower wage, she would keep £3000 ish. I was just wondering if the child benefit would need to be changed so the grandparents got it?

If that was true, everyone would send their children to live with the grandparents.

In practice virtually everyone gets a student maintenance loan/ grant mix dependent on the income of the parent(s) that they live with. They "keep" all this money until their earnings are high enough that they start to pay back. Even then it is top sliced off their income, so presumably they can afford this.