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New job and credit check

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Comments

  • GingerBob_3
    GingerBob_3 Posts: 3,659 Forumite
    JKSandy wrote: »
    I wonder if we will follow in the US's steps and start seeing restrictions on which employers can do credit checks.

    There are now restrictions on which companies can do criminal record checks, but I didn't know about that situation in the US. It would seem to go against the book as far as they (the land of the unfree) are concerned. It would be more like them to make it compulsory for all jobs. Interesting.
  • JKSandy
    JKSandy Posts: 711 Forumite
    I was actually reading something recently but can't remember what website.

    This is from a few months ago:

    http://www.esrcheck.com/Articles/States-with-Laws-Regulating-Credit-Reports-for-Employment/186/
    All that glitters is not gold.
  • Antimoron
    Antimoron Posts: 65 Forumite
    GingerBob wrote: »
    It should be only in very limited circumstances, but in our Brave New World the requirment is greatly expanding.

    Oh you mean like in the case of a bank - where the employee has access to other peoples money.

    As I said, it's your choice if you do or don't want the job.

    No one puts a gun to your head to consent - so duress has no place here at all.

    You can shove your new world bull.

    Just yesterday, a former bank employee was on trial for ordering copies of customers PINs and racking up hundreds of thousands on shoes and holidays.

    Why wouldn't any bank employing people want to do what they can to verify financial credibility?

    Next you'll tell me CRB checks for teachers and carers is "duress"
  • GingerBob_3
    GingerBob_3 Posts: 3,659 Forumite
    Antimoron wrote: »
    Oh you mean like in the case of a bank - where the employee has access to other peoples money.

    As I said, it's your choice if you do or don't want the job.

    No one puts a gun to your head to consent - so duress has no place here at all.

    You can shove your new world bull.

    Just yesterday, a former bank employee was on trial for ordering copies of customers PINs and racking up hundreds of thousands on shoes and holidays.

    Why wouldn't any bank employing people want to do what they can to verify financial credibility?

    Next you'll tell me CRB checks for teachers and carers is "duress"

    Try reading what I actually said. If you do so, you'll see that I agree with credit checks in limited circumstances, which would obviously include certain bank employees.
  • GingerBob_3
    GingerBob_3 Posts: 3,659 Forumite
    Antimoron wrote: »

    Just yesterday, a former bank employee was on trial for ordering copies of customers PINs and racking up hundreds of thousands on shoes and holidays.

    Why wouldn't any bank employing people want to do what they can to verify financial credibility?

    Brilliant. So that credit check (assuming they did one) did the trick then, didn't it?
  • JKSandy
    JKSandy Posts: 711 Forumite
    "Just yesterday, a former bank employee was on trial for ordering copies of customers PINs and racking up hundreds of thousands on shoes and holidays."

    What exactly has this to do with credit checks? And as GingerBob pointed out this credit check didn't prevent this person stealing.

    It's like people who say credit checks are done because people who maybe struggling with finance might steal. Which assumes all people who have debt would suddenly steal.
    All that glitters is not gold.
  • JKSandy
    JKSandy Posts: 711 Forumite
    "You can shove your new world bull" What does this even mean?
    All that glitters is not gold.
  • Martin Here from Fifo Capital Coral sea
    We are experts in financial services based in Queensland,Australia

    You have got to be good at managing money,
    these are obviously the signs that your money management has not been good at all.I would suggest from now on you live within your means and save for proverbial rainy days
  • PaulW922
    PaulW922 Posts: 1,039 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    JKSandy wrote: »
    "
    It's like people who say credit checks are done because people who maybe struggling with finance might steal. Which assumes all people who have debt would suddenly steal.

    No, it doesn't assume that at all. It means that someone with unmanageable debt is possibly more vulnerable - not that every person with debt will steal money
  • GingerBob_3
    GingerBob_3 Posts: 3,659 Forumite
    PaulW922 wrote: »
    No, it doesn't assume that at all. It means that someone with unmanageable debt is possibly more vulnerable - not that every person with debt will steal money

    No, it doesn't mean that it all. It means they think that if you're not up to AAA standard in managing your debt (unlike the clever !!!!!! who hang around this forum), then you're more likely to be dishonest. Utter crap of course, but that's the way they think.
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