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Claim company fee

I have received a letter from halifax agreeing to a ppi claim my ex had put in through a claim company. I wasn't aware that he had contacted a company to register a claim.
He has now told me that we need to pay the claim company £600 each. I know that I'm lucky to of received the claim but had he of told me he was putting in the claim I would of done it on our behalf and not used a company. I didn't sign anything or even know about it. I have my doubts that he even thought I would of been sent the cheque direct.
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Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    You are not required to pay anything to the Claims Company, it is he who has signed a legally binding contract with the company. More fool him .

    He is obviously expecting you to pay a share of the commission charged. You are under no obligation to.
  • Freemen69
    Freemen69 Posts: 13 Forumite
    Thankyou that's what I was thinking.
    When I asked him if he had put a claim in he didn't mention that it was through a company, then two days later he is telling me they will contact me for the charge I think they have asked him for the full amount and now he knows I'm getting half the ppi he has passed my details to claim company to cover half his bill!
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    Freemen69 wrote: »
    he has passed my details to claim company to cover half his bill!
    He is not entitled to do this. The contract he has signed is in his name only.
  • dunstonh
    dunstonh Posts: 120,158 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    e has now told me that we need to pay the claim company £600 each.
    You didnt employ them. You have no contract with them. He made the mistake of employing them. Not you. He suffers the full cost.

    You can take your half from the lender and not worry about the claims company. They may huff and puff but you just need to reply saying you have never heard of them before and never employed them to do anything and unless they can produce a contract signed by you, you never want to hear from them again or you will consider it harassment and will take appropriate action.

    They have a contract with the ex and he will have to pay the percentage against the full amount. Not just the amount he personally received.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Alpine_Star
    Alpine_Star Posts: 1,372 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Freemen69 wrote: »
    I have received a letter from halifax agreeing to a ppi claim my ex had put in through a claim company.


    You shouldn't have received anything from them unless your signature had appeared on the claim.
  • CKhalvashi
    CKhalvashi Posts: 12,134 Forumite
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    He signed the contract, he pays the bill IMO.

    A court would be this way, too, so enjoy your money :)
    💙💛 💔
  • kingstreet
    kingstreet Posts: 39,333 Forumite
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    Is this fee being deducted from the refund, or are you being asked to pay it upfront?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
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    You shouldn't have received anything from them unless your signature had appeared on the claim.
    I agree but the OP should reply to Halifax accepting (if she wants to) and making clear that her share should be sent direct to her.

    The ex and the ambulance chaser can then fight it out between them.
  • Freemen69
    Freemen69 Posts: 13 Forumite
    I was sent the letter on Friday from halifax informing me of the amount I was being offered and received the cheque Monday for that amount which is half of the ppi claim, other half going to my ex. The claim company is now apparently going to contact me asking for the fee. I didn't sign anything, wasn't even aware he was claiming. Would I of had to sign to give permission for the claim to go ahead? Just wondering whether he may of forged my signature?
  • -taff
    -taff Posts: 15,406 Forumite
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    He may have, but you still have no obligation to pay the company because you didn't instruct them to complain.
    Non me fac calcitrare tuum culi
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