MBNA have ruined my credit rating as a result of their own errors.

p00hsticks

Flying_Demon wrote: »

I do not believe it's incumbent on the cardholder to .....log-in to their account every few weeks just to check on the possibility of any payment due.

I would suggest that in this day and age it is imperative for any cardholder to either log into their account or check statements on a regular basis (at least every few weeks) if only to ensure that your card details have not fallen into the hand of fraudsters who are making transactions.

It's something you should really get into the habit of doing.