Car insurance for a 17 year old

Mxty

PaulJM wrote: »

Hello all,

My son turns 17 in December, and we were looking at the costs associated with him being a driver on my wife's Polo.

It's a 1.2 - 2009, factory standard car. She's had no claims for 10 years, and we've both got no claims bonuses.

When I've checked on the comparison sites, it appears to be £750 on his own insurance on a provisional, and up to £1500 when he's passed (Obv because then he can drive on his own)
Adding him to ours as a named driver appears to be not much cheaper.

As he's considering getting a part time job to cover this, personally I think £1500 isn't worth his money. But how do young people get their foot on the insurance ladder? These quotes were with a couple of companies that use an in car logger.

Is there a better method of going about this, or companies that specialise in this kind of thing, away from the main comparison sites?

Hi Paul,

I'm currently 19 but passed my test when I was 18.

I insured a Ford Ka 1.3 on my own policy, after lengthy research (believe me it took days) I found that this was the lowest priced insurance I could find.

The insurance on my own policy costs roughly £960 which I pay monthly, I had just passed my test as well. Like I said however I was 18, so not sure if that makes a difference or not.

I bought it for around £450 and its just passed its recent MOT despite being 16 years or so old. None the less more to the point this might be a better option for him.

Good Luck