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Dodgy Letters
Scale_Rule
Posts: 75 Forumite
in Credit cards
Not quite sure where to put this.
Some time last year we received a court notice / summons for the son of a family that used to live at our house. We returned it stating when they sold the house and moved away, we heard no more.
I have had to send Council Tax demand notices to two separate bailiffs regarding his debts to prove we live at the property
We have had a couple of letters for him recently from Orange and EE regarding his contract, (I now open everything that comes with his name on as I don't trust him/the situation) and on Saturday a pre-approved letter from Vanquis arrived for a credit card with eye popping interest rates.
So the question is should / can I do anything about this? My concern is that he may be still trying to use the address in order to help him get credit. There is anecdotal evidence from neighbours that the whole family had financial issues and that is why the sold up.
Some time last year we received a court notice / summons for the son of a family that used to live at our house. We returned it stating when they sold the house and moved away, we heard no more.
I have had to send Council Tax demand notices to two separate bailiffs regarding his debts to prove we live at the property
We have had a couple of letters for him recently from Orange and EE regarding his contract, (I now open everything that comes with his name on as I don't trust him/the situation) and on Saturday a pre-approved letter from Vanquis arrived for a credit card with eye popping interest rates.
So the question is should / can I do anything about this? My concern is that he may be still trying to use the address in order to help him get credit. There is anecdotal evidence from neighbours that the whole family had financial issues and that is why the sold up.
Mortgage Due to Start April 2015 - £165,000
Over payment Goal £3,000pa (£250/month)
Over payment Goal £3,000pa (£250/month)
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Comments
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Surely if he had ordered a credit card using your address, then the cards and PIN would also have appeared at your address.
Rather than opening his mail, I would just be ensuring everything was put back in the post marked "Not known as this address - return to sender".0 -
Surely if he had ordered a credit card using your address, then the cards and PIN would also have appeared at your address.
Rather than opening his mail, I would just be ensuring everything was put back in the post marked "Not known as this address - return to sender".
Exactly. Send all stuff back unopened. And if it's still happening after, say, two years, bin it all.
By the way, you don't have to prove anything to anyone about your ownership of the property. If anyone rolls up at your door demanding payments, or demanding anything, immediately order them off your property, ban them from ever returning, and if they won't go then call the police.0 -
"Pre-approved" from Vanquis doesn't mean that he ordered/applied. I would just bin it.Surely if he had ordered a credit card using your address, then the cards and PIN would also have appeared at your address.
Rather than opening his mail, I would just be ensuring everything was put back in the post marked "Not known as this address - return to sender".0 -
Its illegal to open other people post.
I used to get this problem a lot with rented houses. Return everything to sender I would, be safer that way.
Should anyone turn up, unless they have the correct name on the paper work refuse entry and phone the police.
Back in the red :mad::mad:
CC: £1829
Overdraft: £2000
Catalogues: £350
Grocery Challenge: February 2016 £51/£300
Earn £2016 in 2016: £0/£20160 -
It is NOT illegal to open post that has been correctly delivered. It is illegal to interfer with the post before delivery.
As post is delivered by address and not name , this has been delivered correctly.
If the OP commits fraud with the post that would be illegal0 -
If I were you I would also check the electoral role and ensure that the correct names are showing. If the previous residents are still on the electoral role it makes obtaining credit for them much eaisier.
If you know their forwading address is it possible to have all post automatically redirected. Save you the stress of seeing the bills daily etc.0 -
surrey_jim wrote: »If you know their forwading address is it possible to have all post automatically redirected. Save you the stress of seeing the bills daily etc.
Unfotunately to apply for a redirect of post at the Post Office you need to have two utility bills in the name and also photographic ID. The best option really is to put "Not at this address - return to sender" and pop it back into the nearest post box0 -
Unfotunately to apply for a redirect of post at the Post Office you need to have two utility bills in the name and also photographic ID. The best option really is to put "Not at this address - return to sender" and pop it back into the nearest post box
What about all those people who don't have photographic ID?
Anyway, in the case of the OP it's best just to send it back.0 -
What about all those people who don't have photographic ID?
I did mine online and didn't require any physical ID, so the poster you replied to is talking nonsense. And why would anyone want to pay to redirect somebody else's mail anyway? Either bin it or send it back, no stress whatsoever.0
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