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Loan from my parents - payback ideas

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Comments

  • Are you also paying back the other family gift/loan? If so perhaps they are miffed that they are not having priority over repayment.

    Also if you are able to up it to £450 then that may be why they are upset, you could be paying £450 but you are only paying £100.

    I'd up the repayments as high as you can and get the debt paid off, although I think once you increase the payments the relationship will improve as it will show a genuine effort to repay the loan.
  • 2bak860
    2bak860 Posts: 86 Forumite
    Tenth Anniversary Combo Breaker
    Thanks for all comments - I've got what I needed.

    I'm upping to £200 per month and plan to up this over the next year. I will communicate this with parents - hopefully that will help. I am also pursuing multiple evening/weekend jobs.
    Business borrow WAS £12,000 Now £10,200 | House deposit WAS £20,000 Now £10,943.33 + £15,368.55 of Interest at 5%
    Purchase CC 0% WAS £180 Now £145 | Balance Transfer CC 0% WAS £1,153.48 Now £1,788.84
    Total debt WAS £58,269.15 Now £41,949.72
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