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WickedWitch123 wrote: »It also seems to be a bit about what you can get away with ie increasing spending in one area to pay for something not listed. Just an observation.
How many bankrupts don't have luxuries like Sky or how many don't do the lottery or smoke?
People can't be blamed for using loopholes to make their own lives slightly better. After all self employed's and large businesses do it for a living.0 -
michael1983l wrote: »People can't be blamed for using loopholes to make their own lives slightly better. After all self employed's and large businesses do it for a living.
I couldn't agree more.:beer:0 -
I dont have sky, only basic freeview.
It is already hard on my children as they want to see me more, so when they are with me I want to be able to spend the best quality time with them that i can.BR - 27/05/2014 - Divorced Father of 2 Amazing Children, Step Father to Another 2 Amazing Children and Fiancee to an Amazing Lady
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OR's figure for ref:
http://www.insolvencydirect.bis.gov.uk/technicalmanual/Ch25-36/Chapter31/part7/Annex%20D.htm
https://www.dropbox.com/s/4ebj1gm1vt6w13o/Household%20Expenditur.xls
NOT to be used as an "allowance" though.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Thanks Fermi. I have gone through that form over the weekend as well as the stepchange forms. If allowed i have posted a link to my SOA expenses, my income total is £1662 per month
BR - 27/05/2014 - Divorced Father of 2 Amazing Children, Step Father to Another 2 Amazing Children and Fiancee to an Amazing Lady0 -
Throw in an Emergency Fund of £10 and you've got only £2 left over 0
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Looking at the figures and working it out, that is genuinly what i spend each month, just forget to add things like pet care and food, plus extra food the growing children eat and their clothes.
I have made sure that i have not added any fuel costs in as these are paid by my work and i am hoping that the OR will see the car HPI is only 188 a month and far less than what public transport would be to do the commute to work and to collect the children.BR - 27/05/2014 - Divorced Father of 2 Amazing Children, Step Father to Another 2 Amazing Children and Fiancee to an Amazing Lady0 -
Do you have house insurance?0
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WickedWitch123 wrote: »Do you have house insurance?
That is a bill the my partner takes care of. She does not work and does not earn any money, she pays half of some of the bills.BR - 27/05/2014 - Divorced Father of 2 Amazing Children, Step Father to Another 2 Amazing Children and Fiancee to an Amazing Lady0 -
Mykidsrcool wrote: »That is a bill the my partner takes care of. She does not work and does not earn any money, she pays half of some of the bills.
oh yes of course.0
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