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learner driver question

Euphoria1z
Posts: 952 Forumite
in Motoring
hi
my friend wants me to give him driving lessons in a car park. We will be using my car with L plates. The question is about insurance , does my friend need his own insurance or will my insurance cover it?
google suggests the learner driver needs to be insured but there is no mention of this on the .gov.uk website that covers learner driver rules.
will i have to add my friends name on my insurance policy?
thanks
my friend wants me to give him driving lessons in a car park. We will be using my car with L plates. The question is about insurance , does my friend need his own insurance or will my insurance cover it?
google suggests the learner driver needs to be insured but there is no mention of this on the .gov.uk website that covers learner driver rules.
will i have to add my friends name on my insurance policy?
thanks
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Comments
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Have you added him onto your insurance? Unless you have him as a named driver or have special insurance to teach any learner then no he wont be insured.
If he hits anything them your both in trouble. Dont forget if he has an accident your no claims are at risk.
How old are you and how long have you been driving?Censorship Reigns Supreme in Troll City...0 -
He will be driving your car. Of course he needs to be insured to do so.0
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Hi Euphoria1z
Just to be absolutely clear, if it is private land which is not accessible to the public (e.g. somebody is letting you use a closed private car park), you/your friend would not need insurance. (But you would need to think about how you would pay for any damage you cause.)
If the car park is publicly accessible, your friend needs to be insured - either as a named driver on your policy, or with his own policy.
You/he could investigate short-term learner driver policies.0 -
Euphoria1z wrote: »hi
my friend wants me to give him driving lessons in a car park.
What qualifies you to teach someone how to drive? I mean no offence but being able to drive competently and being able to teach someone else to drive competently are two very different things.
I consider myself to be a competent driver and I have 40 years driving experience but I know I would be an absolutely hopeless driving instructor.
You might be able to teach him the basics but he is probably better off learning initially with a qualified instructor.
Has he had any lessons with a qualified instructor yet?0 -
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Thanks all.
Its not a private car park but public. Though always empty.
Im 37 and been driving since 18.
Im not qualified to give driving lessons, however, I have done so in the past with good feedback. It is just to teach him the basics.
Anyway, ill ask my friend to arrange insurance and go from there.
Thanks.0 -
Possibly cheaper to pay a proper driving instructor. Insurance wont be cheap.
There maybe issues with controls in your car being different to the one he may learn in.
Some of the japanese/korean cars have the indicators on the opposite side. Some learners will find it hard to swap from one to the other.Censorship Reigns Supreme in Troll City...0 -
forgotmyname wrote: »Possibly cheaper to pay a proper driving instructor. Insurance wont be cheap.
There maybe issues with controls in your car being different to the one he may learn in.
Some of the japanese/korean cars have the indicators on the opposite side. Some learners will find it hard to swap from one to the other.
It's still cheaper than putting a newly qualified driver on the insurance though! The logic is someone will be instructing the learner, as oppose to an inexperienced driver, driving on their own.
OP ask you insurance company for a quote for short term learners insurance on your car. Only then will you know whether it's worth it. And get the learner to cover the cost of course.0 -
My daughter is paying £78 per month for learner driver insurance. This has to be taken out on a car which does not belong to her and is already insured by the owner. It means that whilst she is driving she would be liable and our insurance would not be affected, as it would if she were a named driver on our car. I think the company is insure learner driver.com. ( Best google it) She did it to get some extra experience after having had quite a few lessons with an instructor first though.0
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See if you have an old air field or similar locally that is specifically for learner drivers. We have one and entry includes a liability waiver that everything is at your own risk, it's only a couple of pounds.
As eddddy said, private secured land - so a closed car park - wouldn't need insurance provided no-one can access it by car or by foot. Simply thinking it's always empty isn't enough, that's public access land and it takes one panda car to spot you and do a check.
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