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BT with no debt

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Comments

  • Aquamania
    Aquamania Posts: 2,112 Forumite
    Most BT offers I've come across only allow them to cards held by the same card holder.
  • EarthBoy
    EarthBoy Posts: 3,336 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Aquamania wrote: »
    Most BT offers I've come across only allow them to cards held by the same card holder.

    In theory, maybe, but they can't cross-check cardholders' names, so if you give them someone else's card no. for a balance transfer it should still be processed. The downside is that it then becomes your debt.
  • Horseygirl123
    Horseygirl123 Posts: 301 Forumite
    EarthBoy wrote: »
    In theory, maybe, but they can't cross-check cardholders' names, so if you give them someone else's card no. for a balance transfer it should still be processed. The downside is that it then becomes your debt.

    I recently transferred daughter's credit card balance to one of my 0% balance transfer cards. Santander asked if the card holder was the same. When I said it was for my daughter they explained they couldn't do transaction over the phone but I could online.

    I then tried Halifax who didn't ask about card holder details but I told them and they said no problem.
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