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Only freedom will do
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Aye, but FW were/are minted, with sweet salaries from memory. Also, they are creepy. Nobody has sparkling water as a vice who isn't evil :rotfl:
Productive evening. Touched up some damaged paintwork, unloaded and loaded the dishwasher, put on some laundry and tidied the kitchen (finding time to butter up Mrs E with a cider, some feet up time and chocolate).
Now relaxing with a small chunk of crystallised ginger, a square of bitter dark chocolate and a healthy slug of bourbonOm nom nom...
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edinburgher wrote: »Aye, but FW were/are minted, with sweet salaries from memory. Also, they are creepy. Nobody has sparkling water as a vice who isn't evil :rotfl:Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Can't say I'm a fan of sectional garages but if it's that or leaving cars outside, I'd rather have the garaging.
The whisky sounds like it could be quite lucrative. Is it worth looking into providing an international service yourself, cutting out the auction fees?
An entire BBC TV series about people buying pre-prepared vegetables? :rotfl: Are you winding me up? I still do not own a TV but my wife seems to think it may be a nice thing to have in the winter when it's cold and you want to do little else than sit by the fire. I can't say I'm sure it's worth the outlay and ongoing cost of the licence though.
I can understand people of your mother's age buying pre-prepared vegetables, KC but agree with Ed about the demographic I've seen buying them.
The ex's sibling's diet sounds utterly revolting. I think those kind of issues start young. My son has had a couple of friends over for supper, one seemed disgusted by the meal I served (salmon in parsley sauce, new potatoes, peas and French beans) and surprised that my wife, son and I all dine together. I was so shocked I still remember the meal and all the fuss. Son went to his house, the children ate on their own and they had something that was apparently chicken, oven chips and beans. My son had a couple of bites and the mother was very concerned that he wasn't "eating well".
As for parents retiring early. I suppose it depends on priorities and what people call retiring. A lot of people I know tell me that I'm "practically retired". :rotfl: Seriously, if my wife and I wished to retire at a younger age, it's something we'd do.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
edinburgher wrote: »Now relaxing with a small chunk of crystallised ginger, a square of bitter dark chocolate and a healthy slug of bourbon
Om nom nom...
You're making me rather tempted to open the drinks cabinet.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Well done to KC and 200 months for you, Ed? I'm not sure I will ever get there unless I start to earn a lot more, very quickly!
Listen to Little Miss Depressed here!
If I want to get there faster, I need to stop splurging on chimineas!Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33000 -
Can't say I'm a fan of sectional garages but if it's that or leaving cars outside, I'd rather have the garaging.
Alex, you're the only person I know who actually keeps their car in a garage! For everyone else it's a workshop, storage for garden tools and old cans of paint or maybe a study if you work from home.
The whisky sounds like it could be quite lucrative. Is it worth looking into providing an international service yourself, cutting out the auction fees?
Not really. Fees are a flat 6% of closing price (no entry fee) + courier fee to the auctioneer. This can be mitigated by going along to one of their free pickups, but I haven't been close enough to any of these yet. There are quite a few restrictions on shipping spirits abroad, so I can't see how I'd be able to offer a similar service for 6% or less of sale price. Basically the auctioneer is 100% online with a small office in an industrial estate somewhere grim, doubt they make a fortune.
An entire BBC TV series about people buying pre-prepared vegetables? :rotfl: Are you winding me up? I still do not own a TV but my wife seems to think it may be a nice thing to have in the winter when it's cold and you want to do little else than sit by the fire. I can't say I'm sure it's worth the outlay and ongoing cost of the licence though.
Ok, so it's about people wasting money on food on general. Sample episode would be something along the lines of 'Meet Mr and Mrs Chatsworth, an Ipswich couple with 3 kids (and a heartwarming backstory) who somehow manage to spend £17,000 a year on food'. Watch as we teach them to make pasta and somehow transform their lives.You're making me rather tempted to open the drinks cabinet.
Nothing wrong with that as long as you close it again sharpish!PositiveBalance wrote: »Well done to KC and 200 months for you, Ed? I'm not sure I will ever get there unless I start to earn a lot more, very quickly!
Listen to Little Miss Depressed here!
If I want to get there faster, I need to stop splurging on chimineas!
PB, I think you're too middle class to get there, what with your weekly chiminea purchases :rotfl:
I'm crap at keeping up with diaries, but I didn't even clock the point at which you went from DFW to having a house!0 -
edinburgher wrote: »
- £25 of my spare money paid into a P2P account (Alex would approve, financing a classic sports car :rotfl:
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
PositiveBalance wrote: »Well done to KC and 200 months for you, Ed? I'm not sure I will ever get there unless I start to earn a lot more, very quickly!
Ed has great focus, we can all learn from him - not only the rigorous overpayments of all the tiddly bits, but also reading all the financial blogs. I waver:o:o but I don't buy chimineas :kisses3:
Listen to Little Miss Depressed here!
If I want to get there faster, I need to stop splurging on chimineas!
Awww!Save2023: the year I get to buy a car0 -
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It makes me realise how lucky so many of us are. Granted, these programmes show outliers, but the very fact that people can spend an average salary a month on groceries and not know why is amazing. Go back 200 years and they'd all be in the workhouse!0
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