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Only freedom will do

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Comments

  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Oh no Ed, hope its been fixed.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • edinburgher
    edinburgher Posts: 14,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Fixed now, pretty annoyed, ate half of my Sunday.
  • Hope not too much mess.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • That's grim. I hope there isn'the too much damage.:(
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    oh no, hope it gets rectified properly with compensation for your Sunday and Kitchen ceiling.
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • edinburgher
    edinburgher Posts: 14,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Compensation? Chance would be a fine thing - blimmin' lucky we even got them to come out! :rotfl:

    Very rough weekend. Feeling overwhelmed by gloom despite being surrounded by blessings, hopefully my mood will improve if the weather does :)

    Did a quick tally up and the Monthly Project for this month (SIPP) is going really well. I've bought £500 (£625 after gummint) of bonds, not bad for extra monies earned. Helped by a hefty £295 earned from a generous bookie signup for Mrs E. We're currently splitting the winnings for any of the larger bonuses - 50% to the Monthly Project, 25% to each of us to spend as we see fit.

    I think the next Monthly Project will need to be either P2P or paying down some of our unsecured CC debt. In theory this is offset by P2P interest, but only if we use it to pay down the debt (which we usually don't!) Torn between paying down debt or just paying the minimums and letting it dwindle down, balance transferring as required.

    So a fiscally successful month, contrary to what my dwindling bank balance suggests :D
  • I really hate the cognitive dissonance of dwindling bank account but positive finances! Why can't all my bank balances be flush all the time and my mortgage balance drop by mid-4 figures every month?

    (DH and I were joking over the weekend about jobs that we'd hate to do and have to be really well paid for, and I realised that if I could be paid, say, mid-6 figures for 2-3 months to do a job I wouldn't like, we could pay off the mortgage and then I could quit! Too bad I don't actually have the skills for said jobs...)
  • edinburgher
    edinburgher Posts: 14,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Haha - be a CEO and then you don't need the skills anyway :rotfl:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Loving this :)

    Ed, I've finally put research into P2P onto my proper to-do list for this week, thanks to you. Is there a moneysupermarket type site where you started your research, or did you just look at T&Cs of all the P2P companies you could find?
    2023: the year I get to buy a car
  • edinburgher
    edinburgher Posts: 14,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'll PM you KC.
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