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PPI Claim

Hi
Just need some advice.
I was mis-sold my Barclay Card PPI and this has all gone through to the Financial Ombudsman they have said that I was not mis-sold this. If I appeal this decision is there a good chance they will re-look at it?

Comments

  • dunstonh
    dunstonh Posts: 121,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    If I appeal this decision is there a good chance they will re-look at it?

    If it is an adjudicator decision then you can appeal it so an ombudsman looks at it. if its an ombudsman decision then its game over unless you can persuade them to change their mind. Statistically, overriding the adjudicator is uncommon. Especially on simple complaints like PPI.

    What were your reasons for complaint?
    what evidence exists to support your complaint?
    why was it rejected?

    You need to focus on why it was rejected and how you counter that. Appealing with no new evidence/information on a decision that is correct wont succeed.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    edited 2 May 2014 at 11:22AM
    If I appeal this decision is there a good chance they will re-look at it?
    If you haven't exhausted every avenue available to you and you've been informed that you still have right of appeal then FOS will advance your case so that an actual Ombudsman (rather than just an adjudicator) will consider whether you were mis-sold.

    To be honest, if you've come this far and you are still being told you were not mis-sold then your case does not sound very promising.

    What exactly were your complaint reasons?
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