Moving To Switzerland During Bankruptcy

woodformoretrees

michael1983l wrote: »

My children have suffered enough. I suspect I will have no money left in my budget for an IPA judging by my SOA anyway but I do not want to risk it. I have spent 3 years living without stuff that many take for granted, a lot due to my own stupidity in the past but I feel like I have already paid the ultimate price in losing my marriage, my kids and all worldly possesions to have that extended a further 3 years is just too much to take. Its easier just to disappear, in my head at least anyway.

And this was the 'proper' advice that you received??:(

tigerfeet2006

Pop up your arough SoA if you know what living conditions are sort of going to be like in Switzerland and people will look at it now an OR may view it.

dojoman

Are you even BR yet?

michael1983l

dojoman wrote: »

Are you even BR yet?

No not yet, I am waiting on hearing back for assistance for the fee as I can't get it together due to attachment of earnings.

michael1983l

tigerfeet2006 wrote: »

Pop up your arough SoA if you know what living conditions are sort of going to be like in Switzerland and people will look at it now an OR may view it.

Hi Tigerfeet,

I am afraid I have little idea of what the costs are going to be.

It kind of defeats the object though as my reasoning was just to go out there to ride out the BR and come back in a few years when it has sorted itself out.

IF I have to do the same over there as I would over here then there is not much point doing it as I would not be able to send my kids any more money and would not be able to afford to visit them as often as I would like.

egrescrimp

michael1983l wrote: »

Hi Tigerfeet,

I am afraid I have little idea of what the costs are going to be.

It kind of defeats the object though as my reasoning was just to go out there to ride out the BR and come back in a few years when it has sorted itself out.

IF I have to do the same over there as I would over here then there is not much point doing it as I would not be able to send my kids any more money and would not be able to afford to visit them as often as I would like.

You would still be earning, it might be harder for them to prove what you do or do not earn but if they believe you have surplus they will go for an IPA/IPO.

I don't know if you ever watch Cowboy Builders on Channel 5, but they are currently doing a series based out in Spain and one of the cowboys was a UK bankrupt and because he didn't play ball with the OR during his bankruptcy he wasn't discharged automatically from his bankruptcy and is still a bankrupt in the UK after 21 years.

So moving to another country won't make things go away

michael1983l

Ok thanks, that is useful information to know when considering my options.

woodformoretrees

michael1983l wrote: »

No not yet, I am waiting on hearing back for assistance for the fee as I can't get it together due to attachment of earnings.

Perhaps you could cash in that plane ticket to Switzerland....;)

michael1983l

woodformoretrees wrote: »

Perhaps you could cash in that plane ticket to Switzerland....;)

I don't have one yet hahahaha

tigerfeet2006

Right, first of all you need to know this job in Switzerland is going to cover all your outgoings over there.

When we moved over to the ME I researched whether the package we were being offered would cover all our family bills and living expenses. I found expat forums for where we wanted to go and asked about utilities, housing, travel, taxes, food etc. Switzerland is expensive so you need to be doing this and not going in blind. That would be exchanging one set of problems for the next.