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The Magnificent May-pole NSD Challenge!

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  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Have a happy Thursday!

    21ozsq8.jpg
  • mobo1980
    mobo1980 Posts: 368 Forumite
    Sixth Anniversary Combo Breaker
    Hello :)
    Today is 8/18NSD I am going to be having a few now I think as OH has asked his parents if we can borrow some money towards a house deposit -EEK!! It all depends on if we can get a 5% mortgage though if not we will need to save a little longer - i dont want to get too excited yet til we've spoke to bank :o

    Hope everyone is having a good day !

    Mobo xx
    CC1-£1729.53
    CC2-£4323.00
    LOAN-£14,519.05
    TOTAL DEBT £20,571.58 :eek:
    Then there's the mortgage :o
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    mobo1980 wrote: »
    Hello :)
    Today is 8/18NSD I am going to be having a few now I think as OH has asked his parents if we can borrow some money towards a house deposit -EEK!! It all depends on if we can get a 5% mortgage though if not we will need to save a little longer - i dont want to get too excited yet til we've spoke to bank :o

    Hope everyone is having a good day !

    Mobo xx

    That's great moby.I hope it works out for you!:)
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    There are (still) 27 of us,and we have nabbed 124 nsds!:beer:
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    edited 15 May 2014 at 7:25PM
    Well,today I really fell off the nsd wagon,and spent a lot on mostly unneeded items.One item was arguably a need,but an extravagent one at that.

    This has been happening quite a bit recently,and I usually raid my 'budgets' account to get the money.I'm not really sure why this is happening now.

    Next month is going to be very tight.

    I do have a lot of money saved up,so in theory,there isn't a problem about finding the money for these spends.I am really 100% against using my savings to fund needless purchases.So,as I say,next month will be ..interesting...:eek:

    Enough about me.

    Tomorrow is Friday!!!!!:j:j:j

    6531h5.jpg
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 11 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    Well the sneakily placed NSD traps have worked their magic and I am now up to 13 NSDs :beer::beer:
    Must use my stash up!
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    NSD 12 today

    Food shop done out of food weekly budget.
    New toaster bought to replace fused one out of household appliances budget savings account.Very pleased I have built up this account and it came under the £20 I set aside for the spend. Thank goodness for budgeting and planning!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well,today I really fell off the nsd wagon,and spent a lot on mostly unneeded items.One item was arguably a need,but an extravagent one at that.
    Well, if it's any comfort to you that makes two of us ;)

    Yesterday was NSD #9

    Today was always going to be a spend day due to CT D/Debit.

    I also had some money off vouchers for books for my K0bo that expired at 5am this morning, so just after midnight (and before I turned in) I got myself 3 books on the Camino de Santiago - definitely more a want than need, but lighter to carry when I'm off on the walk.

    This afternoon I nipped to the shops for a couple of grocery items I needed - and ended up spending way more than I should have on 'wants' which were mostly junk food :eek:

    After I got home I checked out some stuff I've had in my Amaz0n basket for a while.... 5 second hand DVDs (all the Herbie films for under £8 total incl postage), a pair of swimming goggles (smaller and lighter than the ones I've been using, but nothing wrong with the ones I have which makes these definitely a want - hoping small/light enough to be able to take them to Spain as there are pools along the route for relaxation time but I need goggles as I wear contacts in the water), a keychain that holds 4 SD cards (I [strike]lose[/strike] misplace the cards in normal boxes, but this can be attached to my camera case meaning I shouldn't do that anymore), an SD card (the only ones I can find are too big a capacity for my DSLR to handle and I'm fed up of it being out of action while I'm hunting down the 2 I already have 'somewhere'), and a multi-USB charger - about the only thing I can class as a need. Power points on the Camino are at a premium, I'm taking 5 appliances that charge by USB plus a battery charger, and I currently have a 2 slot USB charger which is low output and very bulky or a lighter / more compact 1 slot that is also slow. The one I've ordered is faster (just over twice the speed if all slots are in use) and 4 slots, which hopefully means I'll generally be able to let other people use slots in it (can't see me generally needing more than 2 at the same time, and very rarely more than 3) which should mean others will be more tolerant when I need a second socket for charging batteries for my camera ;)
    Cheryl
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Well,today I really fell off the nsd wagon,and spent a lot on mostly unneeded items.One item was arguably a need,but an extravagent one at that.

    This has been happening quite a bit recently,and I usually raid my 'budgets' account to get the money.I'm not really sure why this is happening now.

    Next month is going to be very tight.

    I do have a lot of money saved up,so in theory,there isn't a problem about finding the money for these spends.I am really 100% against using my savings to fund needless purchases.So,as I say,next month will be ..interesting...:eek:

    Enough about me.

    Tomorrow is Friday!!!!!:j:j:j

    6531h5.jpg
    cw18 wrote: »
    Well, if it's any comfort to you that makes two of us ;)

    Errr, actually, that's three of us :o fell into m and s today, two pairs of pants for £4 for me and a jacket for OH GD as a possible Xmas gift.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


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