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Will Amex See My Higher Credit Limit on CapOne Card the Day It Increases?

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Comments

  • pleasedelete
    pleasedelete Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If you want to travel with BA (you imply it is for avios) then a BA amex is much better because of the companion voucher. You get 1.5 avios per £1 on all spend (3 on BA spend) but after £10k you get a companion voucher- 2 for 1 on all reward flights. You just pay the so called taxes.

    Flying to europe is a poor redemption- fees are low as there is a fixed rate (RFS) but you can fly to most of europe pretty cheaply anyway. You can only get 1 voucher per year but any partner can also have 1 - valid for 24 months once you get one- you get one as soon as you spend the £10k

    In past 2 years we have flown BA 1st class to Asia twice and Middle East once and are going Club world to USA (check out BA1- club with a twist). The concorde room is a great experience (the champagne served in the CCR and on 1st is £130 a bottle- you soon get your monies worth for the card fee) . Free connecting flights from local airports on redemptions.

    They will also have a sign up bonus of 25,000 avios at the moment- if you spend £3k in fixed period. There is a fee of £150- you can get a voucher on the standard card but you need to spend £20k. Eligibility criteria look the same.

    You need to have the card still active to use the companion voucher.
    June challenge £100 a day £3161.63 plus £350 vouchers plus £108.37 food/shopping saving

    July challenge £50 a day. £ 1682.50/1550

    October challenge £100 a day. £385/£3100
  • Stephen_C.
    Stephen_C. Posts: 153 Forumite
    If you want to travel with BA (you imply it is for avios) then a BA amex is much better because of the companion voucher. You get 1.5 avios per £1 on all spend (3 on BA spend) but after £10k you get a companion voucher- 2 for 1 on all reward flights. You just pay the so called taxes.

    Flying to europe is a poor redemption- fees are low as there is a fixed rate (RFS) but you can fly to most of europe pretty cheaply anyway. You can only get 1 voucher per year but any partner can also have 1 - valid for 24 months once you get one- you get one as soon as you spend the £10k

    In past 2 years we have flown BA 1st class to Asia twice and Middle East once and are going Club world to USA (check out BA1- club with a twist). The concorde room is a great experience (the champagne served in the CCR and on 1st is £130 a bottle- you soon get your monies worth for the card fee) . Free connecting flights from local airports on redemptions.

    They will also have a sign up bonus of 25,000 avios at the moment- if you spend £3k in fixed period. There is a fee of £150- you can get a voucher on the standard card but you need to spend £20k. Eligibility criteria look the same.

    You need to have the card still active to use the companion voucher.

    Thanks for the detailed breakdown on this. I think our situations are a little different. I'll probably get close to £10k/year spend, but I'm more of a solo flyer so companion voucher isn't much use for me. I tend to just use Avios for WT+ to CW upgrades (although availability is shockingly bad).

    In your case that is clearly the best value card to go for.
  • jpsartre
    jpsartre Posts: 4,090 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Stephen_C. wrote: »
    Gold charge card.

    Is there even a credit limit on this card? If there is I've never been told.
  • Stephen_C.
    Stephen_C. Posts: 153 Forumite
    jpsartre wrote: »
    Is there even a credit limit on this card? If there is I've never been told.

    Nope, their charge cards are "unlimited" but they can apparently block any transaction if they wish.
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