Mum not on house Deeds!

getmore4less

If the property is registered then you won't need the "Deeds"

Why have the bank got them?

Is there a mortgage?

Will this owner change require first registration?

Land_Registry

getmore4less - fair point re bank having the deeds so perhaps a questionmark over whether the title is of course already registered. Hopefully LCK73 can confirm?

Noted re other post and financial/legal advice although I had hoped the ? at the end suggested that this was simply something to consider rather than actual advice. Also added as a prompt of sorts to others who often post on MSE re such options.
Perhaps I should have said 'I have seen others post on MSE with advice around what to do in such circumstances .....................' - many thanks and hope LCK73 appreciates that and comes back with a little more detail

LCK73

Bank has only got the deeds in deed storage. No mortgage on the property. So I don't need the deeds to contact Land REgistery in order to change the records from my Dad to my mum (or my mum and whomever).
Anyway, I've found all the advice on here useful. I am going to sort probate myself and then after the funeral, consult a financial advisor on what is best to do from there. Thanks again.

Land_Registry

Spot on re the deeds LCK73 but getmore4less was also spot on to query whether the property was actually registered but I assume that it is although you have not confirmed.

Do come back and post re outcomes re advice given to complete the thread - only if you are happy to of course.

C_Mababejive

As others have said ,probate is required. This is a simple case and so you can DIY and not be fleeced by parasitic solicitors charging a small fortune for a simple task. Download all the necessary forms from the net. I have probated two estates so it isnt that hard.It just needs attention to detail.

TBagpuss

As others have said, you will need to get probate.This should be fairly straghtforward and if you don't feel comfortable dealing with it yourself, you should be able to find a solicitor who can help you. Not all are 'parasitic' and any reputable solicitor will be able to give you details of their hourly rate and roughly what the work should cost, before they start.

LCK73

Well nearly a year has passed. Probate has been secured and we are awaiting the deeds being released from Halifax deedstore...takes nearly 3 months apparently. House was bought in 1971, so imagine it isn't on Land Registry electronic records....anyone have links as to what I need to do to register the house in my mums name?? What with sorting probate and recently POA for my mum, Im exhausted with research and form filling......
:-)

g6jns_2

LCK73 wrote: »

Well nearly a year has passed. Probate has been secured and we are awaiting the deeds being released from Halifax deedstore...takes nearly 3 months apparently. House was bought in 1971, so imagine it isn't on Land Registry electronic records....anyone have links as to what I need to do to register the house in my mums name?? What with sorting probate and recently POA for my mum, Im exhausted with research and form filling......
:-)

In theory you can DIY the Land Registry first registration. However you might be better to get it done by a solicitor if you are already struggling with things. It would ensure there was good title and simplify things when your mother passes. Well done for getting this far.

SevenOfNine

The link below may be helpful (it discusses first registration), though in that thread I'd have to agree with the old discussions of this thread's post #11 by getmore4less, IMO Land Registry Reps OFTEN stray into the realms of giving financial advice.....& clearly still are!

https://forums.moneysavingexpert.com/discussion/5195258

If you utilise the same 'links' in that thread, assuming the property is not already registered, you'll be able to look at the forms & decide for yourself whether you feel competent enough to complete them & have enough 'evidence' to supply to Land Registry.

I chose not to discuss 'other registration options' with my Mother or to haul her off to a solicitor to do so, given that she had lost my Father & I did not feel it was appropriate to try to protect my own interests (as her Will beneficiary with my brothers) for further down the line.

That option would without question require legal assistance & a large fee.

G6JNS

SevenOfNine wrote: »

The link below may be helpful (it discusses first registration), though in that thread I'd have to agree with the old discussions of this thread's post #11 by getmore4less, IMO Land Registry Reps OFTEN stray into the realms of giving financial advice.....& clearly still are!

https://forums.moneysavingexpert.com/discussion/5195258

If you utilise the same 'links' in that thread, assuming the property is not already registered, you'll be able to look at the forms & decide for yourself whether you feel competent enough to complete them & have enough 'evidence' to supply to Land Registry.

I chose not to discuss 'other registration options' with my Mother or to haul her off to a solicitor to do so, given that she had lost my Father & I did not feel it was appropriate to try to protect my own interests (as her Will beneficiary with my brothers) for further down the line.

That option would without question require legal assistance & a large fee.

It does not need to be done immediately nor should the fee be large unless there are problems with the title. If the latter is the case then it is emphatically not a job to DIY if the OP has no experience of it. Also the OP has stated that they have had enough of form filling. There is nothing in the Land Registry Representatives post you quote that is in any way inappropriate. All that it said that was that proper legal advice should be sought. Certainly nobody should rely solely on advice on this, or any other forum.