We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mum not on house Deeds!
Options
Comments
-
If the property is registered then you won't need the "Deeds"
Why have the bank got them?
Is there a mortgage?
Will this owner change require first registration?0 -
getmore4less - fair point re bank having the deeds so perhaps a questionmark over whether the title is of course already registered. Hopefully LCK73 can confirm?
Noted re other post and financial/legal advice although I had hoped the ? at the end suggested that this was simply something to consider rather than actual advice. Also added as a prompt of sorts to others who often post on MSE re such options.
Perhaps I should have said 'I have seen others post on MSE with advice around what to do in such circumstances .....................' - many thanks and hope LCK73 appreciates that and comes back with a little more detail“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
Bank has only got the deeds in deed storage. No mortgage on the property. So I don't need the deeds to contact Land REgistery in order to change the records from my Dad to my mum (or my mum and whomever).
Anyway, I've found all the advice on here useful. I am going to sort probate myself and then after the funeral, consult a financial advisor on what is best to do from there. Thanks again.0 -
Spot on re the deeds LCK73 but getmore4less was also spot on to query whether the property was actually registered but I assume that it is although you have not confirmed.
Do come back and post re outcomes re advice given to complete the thread - only if you are happy to of course.“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
As others have said ,probate is required. This is a simple case and so you can DIY and not be fleeced by parasitic solicitors charging a small fortune for a simple task. Download all the necessary forms from the net. I have probated two estates so it isnt that hard.It just needs attention to detail.Feudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..0
-
As others have said, you will need to get probate.This should be fairly straghtforward and if you don't feel comfortable dealing with it yourself, you should be able to find a solicitor who can help you. Not all are 'parasitic' and any reputable solicitor will be able to give you details of their hourly rate and roughly what the work should cost, before they start.All posts are my personal opinion, not formal advice Always get proper, professional advice (particularly about anything legal!)0
-
Well nearly a year has passed. Probate has been secured and we are awaiting the deeds being released from Halifax deedstore...takes nearly 3 months apparently. House was bought in 1971, so imagine it isn't on Land Registry electronic records....anyone have links as to what I need to do to register the house in my mums name?? What with sorting probate and recently POA for my mum, Im exhausted with research and form filling......
:-)0 -
Well nearly a year has passed. Probate has been secured and we are awaiting the deeds being released from Halifax deedstore...takes nearly 3 months apparently. House was bought in 1971, so imagine it isn't on Land Registry electronic records....anyone have links as to what I need to do to register the house in my mums name?? What with sorting probate and recently POA for my mum, Im exhausted with research and form filling......
:-)0 -
The link below may be helpful (it discusses first registration), though in that thread I'd have to agree with the old discussions of this thread's post #11 by getmore4less, IMO Land Registry Reps OFTEN stray into the realms of giving financial advice.....& clearly still are!
https://forums.moneysavingexpert.com/discussion/5195258
If you utilise the same 'links' in that thread, assuming the property is not already registered, you'll be able to look at the forms & decide for yourself whether you feel competent enough to complete them & have enough 'evidence' to supply to Land Registry.
I chose not to discuss 'other registration options' with my Mother or to haul her off to a solicitor to do so, given that she had lost my Father & I did not feel it was appropriate to try to protect my own interests (as her Will beneficiary with my brothers) for further down the line.
That option would without question require legal assistance & a large fee.Seen it all, done it all, can't remember most of it.0 -
SevenOfNine wrote: »The link below may be helpful (it discusses first registration), though in that thread I'd have to agree with the old discussions of this thread's post #11 by getmore4less, IMO Land Registry Reps OFTEN stray into the realms of giving financial advice.....& clearly still are!
https://forums.moneysavingexpert.com/discussion/5195258
If you utilise the same 'links' in that thread, assuming the property is not already registered, you'll be able to look at the forms & decide for yourself whether you feel competent enough to complete them & have enough 'evidence' to supply to Land Registry.
I chose not to discuss 'other registration options' with my Mother or to haul her off to a solicitor to do so, given that she had lost my Father & I did not feel it was appropriate to try to protect my own interests (as her Will beneficiary with my brothers) for further down the line.
That option would without question require legal assistance & a large fee.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards