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Default info is wrong on my credit file

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Comments

  • sussexchick
    sussexchick Posts: 214 Forumite
    suziqqq wrote: »
    Thanks sussexchick don't worry I will be complaining but it has taught me a lesson to check my credit file yearly as they had been defaulting me for 4 years and I never knew until I applied for a new mortgage

    If its any help I signed up with Noddle - its FREE ! you get a monthly email so that you can check the state of play on your credit file (although I wished I had looked at mine in more detail!) pft!
  • matttye
    matttye Posts: 4,828 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    shortcrust wrote: »
    How will the declined mortgage damage the OP's credit file? Surely it will just show as a search. One search is no big deal. Am I missing something?

    If you're applying for a mortgage and there's a search for a mortgage on file recently it's pretty obvious it was declined.

    But no, don't think it would be a big deal if there was no adverse information on file.
    What will your verse be?

    R.I.P Robin Williams.
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