npower debt and moving home

spacekitty31

Hi as title suggests I am moving in with my partner in 2 weeks and he already had contract with a different supplier. I am currently on prepayment meter as I owe 700 in arrears (problems with direct debit and found this easier to pay back) do I just phone npower to send bill to myself at new address or do I have to take my debt to my partners home and get rid of his supplier? It's just electric bill as I used no gas here. Many thanks in advance

dogshome

Even if n'power are your partners supplier, they cannot transfer your debt to his account, so it's up to you to come to an agreement with n'power before your move - If you just move and give a forwarding address n'power will immediately go into 'Wolverine' collection mode.

However, it's possible that before moveing that you can come to an arrangement with them to pay so much a month, but make sure you stick to the payment schedule because if you miss one, n'power will instantly go for a court order and you'll be haressed from Breakfast to Dinnertime for money

undaunted

You do not have to transfer your partners supplier no.

You will have to come to some arrangement with Npower but they are not, in theory at least, entitled to harrass you, merely to make reasonable requests for payment.

If you are on benefits applying for Fuel direct may be your answer - usually about £3.65 per week plus consumption. As they aren't your supplier they can't add consumption of course.

If they were forced to seek a Court order it would run up their / your costs & they would then still have to enforce it in some way if you still did not / could not then pay. If you don't own the property or any other significant assets then it's unlikely they'd gain anything beyond a reasonable payment schedule - perhaps via an attachment of earnings or something like that so don't panic just make a reasonable and affordable offer of payment & they are likely to just accept it

chanz4

undaunted wrote: »

You do not have to transfer your partners supplier no.

You will have to come to some arrangement with Npower but they are not, in theory at least, entitled to harrass you, merely to make reasonable requests for payment.

If you are on benefits applying for Fuel direct may be your answer - usually about £3.65 per week plus consumption. As they aren't your supplier they can't add consumption of course.

If they were forced to seek a Court order it would run up their / your costs & they would then still have to enforce it in some way if you still did not / could not then pay. If you don't own the property or any other significant assets then it's unlikely they'd gain anything beyond a reasonable payment schedule - perhaps via an attachment of earnings or something like that so don't panic just make a reasonable and affordable offer of payment & they are likely to just accept it

Also I have read recently that they are reporting to credit reference agencys. You wont be able todo fuel direct on a closed account though

undaunted

I'm not sure what their current position re credit reference agencies is - as far as I'm aware they used to do so only if it got to the CCJ stage. At the end of the day though if the poster has n't got the money then they can't pay regardless & it makes no odds either way really.

As to Fuel Direct do you have any idea why this should be so? Court fines, Council tax & the like can be paid by deduction from benefits (regardless of whether you still live in a property or not) so why should energy debt be any more problematic?

A previous Ofgem review here https://www.ofgem.gov.uk/ofgem-publications/57397/debt-review-report.pdf mentioned no specific bar in having switched supplier from their / DWP point of view - only for example on what debt was outstanding

MallyGirl

npower appear as open accounts on my Experian credit report - no balance or status, they are just there. 1 for elec and one for gas

ethan123

Hi there. I am currently behind with my Npower payments and have run up a bit of a bill.

I am also planning to move into a new house as a "lodger", where I won't be the named account holder on any of my new landlord's Utility bills.

Q: Am I right in assuming that my utility debt won't adversely effect my landlord in any way?
... even if they're also with Npower, and I give Npower my new address for future correspondence?

GingerBob_3

MallyGirl wrote: »

npower appear as open accounts on my Experian credit report - no balance or status, they are just there. 1 for elec and one for gas

nPower are now reporting to the CRAs. Good eh! The most incompetent, billigerent useless supplier of the lot, and now they can screw up your chances of a mortgage as well.