Family Home

kelpie35

Is there any chance you might consider moving to a different area.

Have you checked that you are on local housing association lists?

Imp

stebiz wrote: »

So she was living at her Mums address and you at your Mums and thought it a good idea to bring 2 children into the world. That was well thought out. :eek:

And now you want the local tax payer to subsidize your accommodation?

Believe it or not, this is exactly what would happen a generation or two ago. You lived with your parents until you got married. On presentation of your marriage certificate to the council, you were offered a council house, so you could bring up a family in relative security.

You also had to have a job and be able to afford the rent to have a council house.

I personally think this is the way things should be, rather than the perverse position we are in today.

BitterAndTwisted

stebiz wrote: »

So she was living at her Mums address and you at your Mums and thought it a good idea to bring 2 children into the world. That was well thought out. :eek:

And now you want the local tax payer to subsidize your accommodation?

Local Authority and Housing Association rents aren't subsidised. If they were, they would be a lot lower than they are now.

The first part of your post I don't necessarily disagree with.

On 22 grand the OP should be able to afford a private rental and considering the length of the waiting-lists in most part of the country I suspect this will be their only option if they don't want to carry on living where they are now indefininitely

stebiz

BitterAndTwisted wrote: »

Local Authority and Housing Association rents aren't subsidised. If they were, they would be a lot lower than they are now.

I think you'll find a lot of Council and Housing Association Tenants are paying nowhere near the market value on a private property.

Alikay

stebiz wrote: »

I think you'll find a lot of Council and Housing Association Tenants are paying nowhere near the market value on a private property.

Very true, though that could be due to either greed from private landlords or them needing to charge higher rent to recoup interest costs on a buy-to-let property.

Perhaps private rent controls could be the answer, though I'm sure they'd be a nightmare to implement!

slightlyconfused1

There are a number of Housing Associations too. Try contacting them or how about part ownership where you pay part rent and part mortgage?

BitterAndTwisted

stebiz wrote: »

I think you'll find a lot of Council and Housing Association Tenants are paying nowhere near the market value on a private property.

Different argument. They might not be paying a market-rent but that does not equal being subsidised!

Bringing one child into the world when you don't have any housing of your own is careless and most regrettable. Bringing two is foolishness of the first order.

ska_lover

OP,

You will find there will be some rather derogatory responses to your thread, but I for one think it is a good question, well presented

Unfortunately, on these boards there is the long lived stigma of living in local authority housing - as in people think you are getting a free ride - but obviously they do not know your personal situation so are talking out of the same place they sit on.

Local housing accommodation is not subsidised, many people work and pay their rent and is a fair rent charged - for sometimes horrific services - so am not sure where this idea of an easy ride comes from.
I cannot imagine living with inlaws for five years, this, to be would be intolerable

Do you get to 'bid' for properties in your area? I know many areas do this now. Have you bid before? Are you on the list for housing associations as well as council? If you do not want to spend the next five years with your inlaws, then you need to get more proactive

Depending on your priorities, private rent may be the only way to avoid still being in this situation in another five years, and for gods sake, use some kind of protection until you can house your family.

stebiz

BitterAndTwisted wrote: »

Different argument. They might not be paying a market-rent but that does not equal being subsidised!

Oh dear. Have you read what you have said? :wall:

maman

Imp wrote: »

Believe it or not, this is exactly what would happen a generation or two ago. You lived with your parents until you got married. On presentation of your marriage certificate to the council, you were offered a council house, so you could bring up a family in relative security.

You also had to have a job and be able to afford the rent to have a council house.

I personally think this is the way things should be, rather than the perverse position we are in today.

That may be the way some people operated, but what of those who saved a deposit and went off to get a mortgage, albeit that they had to do all the maintenance on their homes and often had less disposable income as a result.


I'm not raving right winger but I really believe social housing should be for those in need.

ska_lover wrote: »

OP,

You will find there will be some rather derogatory responses to your thread, but I for one think it is a good question, well presented

Unfortunately, on these boards there is the long lived stigma of living in local authority housing - as in people think you are getting a free ride - but obviously they do not know your personal situation so are talking out of the same place they sit on.

Local housing accommodation is not subsidised, many people work and pay their rent and is a fair rent charged - for sometimes horrific services - so am not sure where this idea of an easy ride comes from.
I cannot imagine living with inlaws for five years, this, to be would be intolerable

Do you get to 'bid' for properties in your area? I know many areas do this now. Have you bid before? Are you on the list for housing associations as well as council? If you do not want to spend the next five years with your inlaws, then you need to get more proactive

Depending on your priorities, private rent may be the only way to avoid still being in this situation in another five years, and for gods sake, use some kind of protection until you can house your family.

Agreed people don't know exactly the OP's situation but I think he's told us enough to work out that he's working for a reasonable salary and has two children although he doesn't have a home. What we don't know is why his partner isn't working.


IMO what limited social housing is available should be kept for those in real need. The OP seems able to rent privately or save for a deposit on his own property. Many mortgage payments can be lower than rents.


I'd love to see more affordable housing being built and rented out by councils at prices to undercut greedy landlords but there seem to be no signs of this happening.