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Food/grocery budget
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You could go back to basics, OP, and work out your nutritional needs.
For example, 55g of protein per day per person.in the form of dried milk is pennies as against ££'s for meat.
And again (e.g.) potatoes instead of processed calories as in bread.
And a hobby could be gardening, so food becomes almost free.0 -
Just to clarify the £540 does include other household spend such as toothpaste, shampoo, trashbags, detergent etc... I think they represent about £80-100ish a month (e.g. just the laundry detergent is £7 for 30 loads)
I find this figure phenomenal. I don't think I'd be able to spend that much on non-food things if I had to!0 -
I cannot imagine what it might look like if/when we are a family of 4...
£250 a month for 5, one a baby with a cows milk intolerance who uses £40 a month of goats milk.Out of curiosity how much do you allow for you monthly grocery budget?
We eat fresh meat, fresh fish (when I can get it), veg, fruit (lots) and just generally nothing prepackaged. We do shop at Aldi and Costco and to be fair, we make bread, brew beer and wine and if we want cream cheese, we make it from scratch. In case you were wondering, I hold down a full time job. I plan our meals monthly on a white board and buy only what is necessary. I never buy special offers or pre-packaged. We go through at least 5 dozen eggs a month and so, we buy largely in bulk and split it into portions (for meat). We get veg boxes from Riverford and whatever comes in that, gets used.Debt Free! Long road, but we did it
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.
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This should be on the old-style board or somewhere else, certainly not in this section.0
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£250 a month for 5, one a baby with a cows milk intolerance who uses £40 a month of goats milk.
We eat fresh meat, fresh fish (when I can get it), veg, fruit (lots) and just generally nothing prepackaged. We do shop at Aldi and Costco and to be fair, we make bread, brew beer and wine and if we want cream cheese, we make it from scratch. In case you were wondering, I hold down a full time job. I plan our meals monthly on a white board and buy only what is necessary. I never buy special offers or pre-packaged. We go through at least 5 dozen eggs a month and so, we buy largely in bulk and split it into portions (for meat). We get veg boxes from Riverford and whatever comes in that, gets used.
Wow. That's amazing. I have no idea what I'm going to have for dinner tonight never mind plan a whole month in advance.0 -
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According to our "spend log", we average about £4 k per year (£80 per week), on "food" over the last 6 years for 2 people. We changed a couple of years ago to Aldi and Lidl.....big savings (probably about 25 - 30%)..with no real sacrifice in quailty. (I also started home brew for beer and wine, and MOH also took on an allotment)..every little helps....."It's everybody's fault but mine...."0
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What's this got to do with savings and investing?0
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Archi_Bald wrote: »What's this got to do with savings and investing?
Get your point. I was thinking saving for investing... ooopsTotal Debt
12/2012 - £893k (mortgage and toys loans)
11/2019 - £556k (mortgage only)0
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