Credit Score/rating affected by parking fine debt collectors?

ahhwing

Hi everyone,

I received a PCN from Car Parking Partnership a few months back, and have since ignored their chains of letters as advised. debt collector PS&P Ltd has recently started sending me letters and I am planning to ignore them as what many have advised in this forum.

However, I am just wondering if such debts being pursued by debt collectors will affect my credit score and subsequently affect my future abilities to get loans/ credits etc?

I have searched and read many posts in this forum and didnt come across an answer, so I'm wondering if anyone can help me with this. I'll really appreciate any help and response!

esmerobbo

No it cant damage your credit file, although DCA's claim it can, but to do so they would need to obtain a CCJ which you failed to pay before it was registered.
There are many many posts on here giving this information, and there is many many stating don't ignore these things any more, unless it was issued before Oct 2012.
If it was issued after this date, you will probably be fine with CCP but if you do receive a claim do not ignore that.

Stroma

Nobody has advised you on here of ignoring this scam in the last year, unless you are in Scotland or NI , so you must have read ancient advice and not looked for the latest advice, why read stuff so old ?

peter_the_piper

Could have been Bill down the pub.

Coupon-mad

ahhwing wrote: »

Hi everyone,

I received a PCN from Car Parking Partnership a few months back, and have since ignored their chains of letters as advised.


Debt collector PS&P Ltd has recently started sending me letters and I am planning to ignore them as what many have advised in this forum.

However, I am just wondering if such debts being pursued by debt collectors will affect my credit score and subsequently affect my future abilities to get loans/ credits etc?

I have searched and read many posts in this forum and didnt come across an answer, so I'm wondering if anyone can help me with this. I'll really appreciate any help and response!

Your searches don't help you much do they?

We've not told people to ignore a fake PCN for over a year. There's a sticky thread at the top of this forum that you seem to have overlooked which tells you how to appeal and also what to do at debt collector stage, what your options are if you think you are too late to appeal.

You've missed ALL of that advice and are asking if ignoring affects credit rating? To answer that odd question, no it doesn't but we no longer advise ignoring:

http://forums.pepipoo.com/index.php?showtopic=24362

Please come back to the forum, start again at square one and don't pass 'go' until you've read the 'NEWBIES PLEASE READ THIS FIRST!' thread at the top:

http://forums.moneysavingexpert.com/forumdisplay.php?f=163

I would stick with the tried and tested wording for the simple 2 stage appeal. At POPLA stage we win every time, 100% record, so follow the NEWBIES thread including how to win at POPLA in due course and you'll be fine in beating the more recent ticket (if you have a recent one) just like all these newbies were:

https://forums.moneysavingexpert.com/discussion/4911394

I have no idea why people even read old forum advice and don't notice the date! Next time you collect one of these try reading CURRENT advice.