Tell us you cash ISA questions

badger09

Duplicate thread.

Answered here

https://forums.moneysavingexpert.com/discussion/comment/70475108#Comment_70475108

jimjames

Michael_Douse wrote: »

Is Castle Trust five year ISA at 3.4% a big risk or are they protected?

Just for completeness, it's a big risk and not comparable to a cash ISA

Pound

I'm thinking of opening a help-to-buy ISA.

I have no idea if I will want to buy a house in a year's time, or even in the coming years after then. Is it possible to put money into the ISA and still take advantage of the government bonus if it's years later than I bought a house?

I've already got an ISA that I need to transfer and I may like to use my full allowance for a normal ISA in the current tax year. Is this possible with the restrictions on a HTB ISA?

colsten

Both your Qs are answered in the MSE HTB Guide.

Kerria

Can anyone help? I am trying to transfer my Post Office ISA to a new provider, but when the new provider’s online form asks for the name of my existing bank, it won’t accept “Post Office” – or anything containing those words – nor is Post Office on its list of providers.

I’ve tried messaging PO asking what I should put instead – their answer: “Post Office Savings”! :mad: I’ve tried telling them repeatedly that it won’t accept the words “Post Office.” Has anyone else experienced this? In the PO small print it says something about their ISAs being provided by Bank of Ireland – could I put that down?

eskbanker

Is Bank of Ireland (UK) plc on their list of providers? As you say, they are the institution that actually provides the services badged as Post Office financial services, but obviously the new provider needs to be able to find where the existing funds are to enact the transfer so you may be best asking them directly....

adindas

Kerria wrote: »

Can anyone help? I am trying to transfer my Post Office ISA to a new provider, but when the new provider’s online form asks for the name of my existing bank, it won’t accept “Post Office” – or anything containing those words – nor is Post Office on its list of providers.

I’ve tried messaging PO asking what I should put instead – their answer: “Post Office Savings”! :mad: I’ve tried telling them repeatedly that it won’t accept the words “Post Office.” Has anyone else experienced this? In the PO small print it says something about their ISAs being provided by Bank of Ireland – could I put that down?

Post office (also AA creditcards) are associated with bank of Ireland. There are already a lof ot evidence regarding their bad customers services and might be incompetencies.

Here are few links
https://forums.moneysavingexpert.com/discussion/5381115

https://forums.moneysavingexpert.com/discussion/5443624

Kerria

Thanks for the info. Is it worth me typing in Bank of Ireland then as my provider? I may have to ring my new provider and ask what I should do.

eskbanker

adindas wrote: »

Post office (also AA creditcards) are associated with bank of Ireland. There are already a lof ot evidence regarding their bad customers services and might be incompetencies.

Here are few links
https://forums.moneysavingexpert.com/discussion/5381115

https://forums.moneysavingexpert.com/discussion/5443624

The poster is asking for help moving away from them so there's no point in rehashing your tirade against them yet again, especially given that the issue is with the new provider and nothing to do with Post Office/BoI themselves!

Kerria

Finally got a sensible reply out of Post Office. They told me to put in Family Equity Plan as the name of my current provider, and fingers crossed that appears to have worked. I would never have known that had I not asked the question, though.