Giblet's debt free journey
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C'mon missus, where's that positivity we know and love? Keep that chin up.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 10lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 45% through my pb challenge.0
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Sending more hugs Gib. XxOSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
...Thinking of you - hope all is ok xx
Not posting again... but popping in again to say still in my thoughts Mrs. HugsVirtual Pot #25 £0.00/£350.00
A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie0 -
Hi,
Thanks all for the lovely messages. Really appreciate it!
Well things are thankfully settling down a bit here; really behind with work / budgeting / house stuff but will try and put a plan in place to tackle the highest priorites first, and eventually plough through the rest.
The most important thing is that mum is now at home and feeling better in herself. Despite the fact that there are a lot of ongoing stresses / worries in relation to this, I am very grateful and relieved overall
I haven't managed to get everything up to date in YNAB but don't think we've gone too far over despite the main expense which has been convenience foods of one type or another. DH leaves the job from hell this week, so we can't afford (literally) to stray too far from the MSE path. We are also refocusing on our diet / health, and I have been to the hospital myself today for tests, so know that I need to start looking after myself better (more invasive horrible tests to come; not looking forward to it but fingers crossed it'll be worth it in the end).
Time to go and put the kettle on, settle down for an hour with a brew to read diaries, and then get back to the reports!
I really hope that everyone else is doing well. I've really missed reading / 'talking' with fellow MSE'ers and have a lot to catch up on!
Gib xDebt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
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Hi giblet, my turn to send you hugs! :grouphug: hope your mum continues to improve and you make sure you look after yourself.Credit card €7892.36/€ 0
Catalogues €767.52/€ 0
hospital costs €550
wtshtf fund 0/ €2000
#13 1% challenge - 00 -
How wonderful that your mum is back home.
Home is the best place to be, so I'm sure she feels happier for it.
Hope she continues to make improvements.
Don't forget to look after yourself too, it's so easy to neglect your own health when a loved one is ill, so be kind to yourself too.Early retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
Lovely that you are back, thanks for the updates, sending more hugs xOSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Hello Gib, nice to see you back and great that your mum is now back home. Hope you get good news from your hospital testsDebt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10814.10/£15000 (72.1% saved). Emergency fund - £1562.44/£2000 (78.1% saved).0
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Thanks again guys! Good to be back xDebt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
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Yay!! Gib this is fantastic news. Everytime my mum has come into my thoughts, I've sent a little prayer for your mum too (despite not being 'religious' ) Obviously positive vibes are working!
Lovely to see you back and glad hubby has not got long left before he can breathe out and relax!! MSE ways will come when everything settles down & I am sure you've kept on top of it.
Sorry to hear about tests and invasive ones to come. It is all worthwhile if they can figure things out and get you on the right path hun just not very nice in the meantime. Take care of yourself please...Virtual Pot #25 £0.00/£350.00
A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie0
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