2014-2015 isa

brandydog

where you putting your cash isa 2014- 2015 which bank or b/s
and what rate you getting

karlie88

brandydog wrote: »

where you putting your cash isa 2014- 2015 which bank or b/s
and what rate you getting

Dunno.

Wait until tomorrow and see.

jimjames

brandydog wrote: »

where you putting your cash isa 2014- 2015 which bank or b/s
and what rate you getting

You've forgotten that S&S ISAs are also available.

You can put up to £11880 into S&S and cash. Then from July up to £15,000 in either.

Doshwaster

Just like this year I will probably be putting more into my S&S ISA than into cash. My S&S portfolio is up 7% in the last year and it would have been over 10% if it wasn't for one fund which sunk.

gadgetmind

We've only ever really done S&S ISAs and I really can't get excited about cash ones. However, daughter is at uni so will need house deposit some time, so she's doing cash ISAs.

Horses for courses.

sparkychris

Hello team! I have googled s and s isa's afterreading this and have found the whole thing super-confusing! Can anyone post a link to a s and s isa i could set up before i have my tea?

i currently have a halifax cash isa and its really boring.... i'm not a big investor- just slow and steady really... will be putting in, perhaps £200 a month (As well as my other little bits and pieces)

badger09

sparkychris wrote: »

Hello team! I have googled s and s isa's afterreading this and have found the whole thing super-confusing! Can anyone post a link to a s and s isa i could set up before i have my tea?

i currently have a halifax cash isa and its really boring.... i'm not a big investor- just slow and steady really... will be putting in, perhaps £200 a month (As well as my other little bits and pieces)

An S&S ISA is simply a tax wrapper in which you place investments.

Until you are a little less confused - probably best not to rush into setting one up before you have your tea. Why the big hurry anyway :cool:

jabbahut40

sparkychris wrote: »

Hello team! I have googled s and s isa's afterreading this and have found the whole thing super-confusing! Can anyone post a link to a s and s isa i could set up before i have my tea?

i currently have a halifax cash isa and its really boring.... i'm not a big investor- just slow and steady really... will be putting in, perhaps £200 a month (As well as my other little bits and pieces)

I use Fidelity for S&S ISA. You *could* open a S&S ISA today before the deadline and decide which funds you want afterwards when you have more time rather than rushing in today. Hope this helps.


https://www.fidelity.co.uk/investor/isa/isa-cash-park.page

chucknorris

brandydog wrote: »

where you putting your cash isa 2014- 2015 which bank or b/s
and what rate you getting

I'm not bothering with cash ISA's (the rates are too low), I'm putting it all in a SS ISA (a fidelity all share tracker)

Totton

With the new NISA's you won't have this problem, one NISA and movement between cash and stocks whenever you want, good news!

sparkychris

Badger.... no major hurry- i'm just impulsive!
jabbahut 40... thanks for that link... have just opened this... Fidelity PathFinder Foundation 3 Acc (clean). dont know what it means at this stage because i am fearful that my pizza will burn, but am commited to £100 a month by direct debit. will add more manually, if poss!

ace!

thank you, team!