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Where can I find cheap insurance, then get a car to fit it?

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  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    perrybond wrote: »
    Just fed in a Citroen C1 to go compare

    Fully comp. Wife and I : £140
    add daughter : £700
    Move to 3rd party fire and theft £680
    Try 3rd party only: £1100 !

    Flex excesses and Comp may come below TPFT - dont go to silly excesses otherwise your into specialist provider territory and the lack of competition allows higher premiums.


    TPO in particular, TPFT too but its less obvious, suffers from the fact that those with terrible histories buy it and so push up the prices. Less insurers write it so less competition to push down prices. The customers are generally less desirable and so people wont slash premiums to attract them.

    Its not uncommon for Comp to be the cheapest with TPFT second and TPO the most expensive even if that the reverse of the level of cover you get.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Now change her from learner to just passed ( fabricate the date ) and you'll be catching flys
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