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Payment A Day Chapter 15

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  • Good morning PADders :)


    Total for Friday 27th June 2014 is


    *** £4984.09 ***

    Absolutely amazing PADding everyone! :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    edited 28 June 2014 at 12:29PM
    Back with my own PAD of £3, £1 to MBNA and a £2 coin to the piggybank :T


    sashanut - congratulations, I am absolutely delighted for you! :j

    If you haven't done it already, go and add yourself to the debt free role of honour. I can't wait to see you "wearing" the debt free badge :T :j :beer: :D
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Well done Sashanut!!! :T

    My PAD today is £1 please
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Brilliant news sashanut we'll done, I can't wait till I get there :beer::beer::j:beer::T:j:j:T:beer::beer::beer:

    £1.50 for me please today :)
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    :D Congratulations Sashanut!!!:T:T:T:T Fantastic news and must be a wonderful feeling. This is the sort of thing that gives everyone else encouragement and shows it can be done.


    My PAD today is £48.61 please.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £21.60 To The Debt :)


    Great news Sashanut.........the power of the PAD!!
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    QUOTE=daisystar;65892693]Wow sashanut - thats amazing news!!! :T:T:T well done you!! :j It must be the best feeling :D:D How much was your debt at its highest?? I LOVE hearing about people becoming debt free :j:j:j

    [/QUOTE]


    Thanks everyone for the good wishes - haven't had time to get used to it yet!! I will apply for the roll of honour so watch out for the symbol appearing soon....re how much was the debt...weeell I had to go back to the snowball calculator to find this out...are you ready for this because it frightened me :eek::


    I only have figures from 2009 but I actually started my DF journey in 2006 when I joined this community ....


    Debt in 2009 was £93,610.30 :eek: which was spread over 12 credit cards between myself & DH - all interest-bearing with the highest interest at an eye-watering 27% , plus a £9K loan. In addition to that as per my sig we had a running bank overdraft of £5K - every month - & another £2k o/d on another account with the same bank. And since our mortgage was an offset, we had a facility on there as well which was up to the hilt :eek::eek::eek::eek: you can probably see why I didn't sleep too well.


    It's been 8 years of struggle but we finally did it....that day will come though sometimes you think it never will.


    Popping in now to PAD £20 to savings plz TTFTM :jGosh that feels weird - 'savings'!!!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Good morning PADders :)


    Total for Saturday 28th June 2014 is


    *** £95.71 ***

    Brilliant PADding - please keep them coming! :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Back with my own PAD of £3, £1 to MBNA and a £2 coin to the piggybank :T


    sashanut - that is truly awe inspiring! What an achievement :T


    Does anyone want to take over as counter upper for July? If not, I don't mind doing another month, if you can all put up with me :D
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Seanymph
    Seanymph Posts: 2,882 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A not quite so large

    £5.92


    for me today please. But it IS the end of the month.

    Mine is into a savings, with the end game of paying off some debt with it, but it seems to keep being spent! (Not on day to days mind you) but now my Uni child is hitting me up for rental deposit because the house has come through two months before the student loan.

    It's frustrating this watching it build up then watching it disappear..

    Sashanut you are officially my HERO of the day. What an awesome achievement.
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