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Payment A Day Chapter 15

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  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Good morning everyone! I'm back :j

    Didn't manage to PAD much whilst we had visitors, but I did just about manage £2.36

    Onwards and upwards!!


    Errurm - onwards and DOWNWARDS :rotfl::rotfl:;)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    £1 for me please flumps :)
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • flumpkin
    flumpkin Posts: 365 Forumite
    Big apologies peeps - will update totals for yesterday and today, tomorrow - and edit yesterday's figures on this post. I got stuck late at work and am updating this from my phone - spreadsheet is on my laptop at home :(

    Sorry to let people down.

    Have padded £1 to TSB today.

    Love flumpkin xx
    .
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Hey Flump, don't worry about it, these things happen. Other people have doubled up odd days of counting when they've done it due to RL issues or like Erme, not doing this sort of thing on the Sabbath.


    And talking of Erme - thanks for your good wishes. I'm feeling better now. Just one of those mood blips when you feel like no matter what you do or how hard you try you're just standing still instead of making progress. However, as you always say it's the keeping going that matters. Things improved a bit when I managed to get the car insurance down from the renewal quote using MSE methods - OH is the only driver in the family and he turned 50 last year so that seems to have made a difference. Also helps when he gets some money through for stuff he's sold and we pay £250 off his cc.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Good morning fellow PADders :hello:

    Big surprise today as I got paid for some consultancy work early :D

    So my PAD today is £463 between Lloyds TSB and money box please Flump :T

    And that means we are officially debt free :j:j:j

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £4.46 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker



    And that means we are officially debt free :j:j:j



    Congratualtions:T:j:T:j:beer:

    Any hints and tips on how you did it gratefully received:D

    Now get yourself over to the debt free thread and claim your badge:beer:
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    flumpkin wrote: »
    Big apologies peeps - will update totals for yesterday and today, tomorrow - and edit yesterday's figures on this post. I got stuck late at work and am updating this from my phone - spreadsheet is on my laptop at home :(

    Sorry to let people down.

    Have padded £1 to TSB today.

    Love flumpkin xx

    Really chill flump - as other's have said - no biggie :D and you did warn us when you took on being counter upper this might happen - so chill Just_Cuz_06.gif
    jet9cat wrote: »
    Hey Flump, don't worry about it, these things happen. Other people have doubled up odd days of counting when they've done it due to RL issues or like Erme, not doing this sort of thing on the Sabbath.


    And talking of Erme - thanks for your good wishes. I'm feeling better now. Just one of those mood blips when you feel like no matter what you do or how hard you try you're just standing still instead of making progress. However, as you always say it's the keeping going that matters. Things improved a bit when I managed to get the car insurance down from the renewal quote using MSE methods - OH is the only driver in the family and he turned 50 last year so that seems to have made a difference. Also helps when he gets some money through for stuff he's sold and we pay £250 off his cc.

    that is brilliant news jetcat beaverhug.gif - so glad you are over your blip :)
    Good morning fellow PADders :hello:

    Big surprise today as I got paid for some consultancy work early :D

    So my PAD today is £463 between Lloyds TSB and money box please Flump :T

    And that means we are officially debt free :j:j:j

    Have a super day everyone :)

    TTFTM x

    Right I know you are depadding but this needs a mini celebration TTFTM So here cometh Erme - Miss Motivator with something special :)

    fountain9.jpg

    I thought of this cos we need to share with you in your joy...

    WELL DONE!!!

    (but doesn't mean you can stop padding LOL - I want a yacht LOL)

    E
    PS. Anyone who is the praying type can you pray for my friend M who has lots of money probs and mental health probs (doesn't stick at recovery - not least when it gets difficult) and has first appointment with Debt counsellor next wednesday - thanks:)
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • DorsetGirl_2
    DorsetGirl_2 Posts: 1,416 Forumite
    Congratulations TTFTM - I bet you can't stop smiling!

    £2.01 to C/O for me today please flumpkin
    Pay off all my debts before Christmas 2015 #165.
  • Congratulations TTFTM, I seriously cannot wait to be in your position, and seeing others do it makes me believe there will be a day when I am too debt free, so again a huge congrats from me, and Erme hold me back I could dive face first into that beauty.
    Anyway another £120.00 paid off the barclaycard for me, big thanks to Flumpkin for counting this month, you are doing a sterling job.
    Take care
    Xxxx
    Jan 2025 £26561.43/£0. I want to clear £9000 this year (2025)
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