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Payment A Day Chapter 15

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  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning fellow PADders :hello:

    My PAD today is £30 between Lloyds TSB and money box please Flump :T

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • DorsetGirl_2
    DorsetGirl_2 Posts: 1,416 Forumite
    Thank you for the welcome back TTFTM, and well done on your amazing journey.

    £1.13 for me today please
    Pay off all my debts before Christmas 2015 #165.
  • flumpkin
    flumpkin Posts: 365 Forumite
    Total for 11th April is a marvellous...


    £137.48


    Have a Super Sunday..... KEEP PADDING!
    .
  • flumpkin
    flumpkin Posts: 365 Forumite
    edited 12 April 2015 at 1:38PM
    Time_to_face_the_music wrote: »
    It has been hard work but it's been a totally life changing experience for us, once we are debt free we will still practice the things we have learned on the journey.

    I won't be going anywhere, there are many things we want to save up for so will still be PADding into savings. This thread has truly inspired me and the payment (or saving) a day is one of the habits I will never change.

    TTFTM x

    This has struck such a chord with me even in the short space of time I have been doing it. Getting into the debt we are in didn't happen over night and it is a journey for me and PADding truly seems a way to get out of it with small steps leading to bigger ones once we get more 0% offers and start to be able to move debts around and snowball.

    Focusing on making my PAD has stopped me putting stuff on cc that I would normally - as would undo the PAD I had done and make me have to adjust my spreadsheet. It is both becoming a habit to work towards paying things off and a change in how I deal with my money.

    Lovely to see how the PAD principle is helping so many people to pay off debts, accrue emergency funds and build savings.

    Way to go Padders xxx
    .
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Just a little 24p today for me please flump ( payday weds and boy do I need it ) :cool:
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • Serendipitious
    Serendipitious Posts: 6,453 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Another £1 please.

    Timetofacethemusic, that is amazing !! That 500 will vanish in no time at all, then the celebrations can begin! Well done !!
    “All shall be well, and all shall be well and all manner of thing shall be well.”




  • flumpkin
    flumpkin Posts: 365 Forumite
    I know that counting down feeling Milky!

    Mine is £0.68 to TSB today. Need to check my online banking in the morning (but rescued these pennies from my jeans pocket before they went in the wash) :)
    .
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    edited 13 April 2015 at 8:57AM
    Good morning fellow PADders :hello:

    My PAD today is £20 between Lloyds TSB and money box please Flump :T


    My weekly de-PAD is 1.3kg or 2.86lb, so am very happy with that. Total loss now 8.05kg or 18.3lb :j

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • DorsetGirl_2
    DorsetGirl_2 Posts: 1,416 Forumite
    £2.39 for me today, courtesy of Quidco.
    Pay off all my debts before Christmas 2015 #165.
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £19.83 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
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