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Payment A Day Chapter 15

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  • carlyfarley
    carlyfarley Posts: 31 Forumite
    Time_to_face_the_music wrote: »
    Hi carlyfarley, it's lovely to see you here :hello:

    Welcome to PADding :D

    When I was with Stepchange (then CCCS), I used to make my payments directly to my creditors via online banking, then adjusted my Stepchange balance at the end of the month. If you are concerned about doing this, you could save the money throughout the month and then make a payment to Stepchange once a month. I don't think you can pay them every day but it may have changed so it could be worth asking.

    TTFTM x

    Thank you TTFTM. I don't want to upset my creditors by not being fair to all, but I suppose little payments may stay under the radar x
    LBM 18/02/15 :o
    Stepchange DMP due to start 01/05/2015 :j
    Current debt £37767
  • Samiszel
    Samiszel Posts: 610 Forumite
    Debt-free and Proud!
    £30 PAD today please Erme
    Letting Go NST #17
    NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
    Make £10 per day in Oct: £30/£310

    Mortgage: £214,702.15
  • daydream_believer_2
    daydream_believer_2 Posts: 459 Forumite
    20p today please.

    Welcome newbies :j
    A Payment A Day keeps the debts at bay
     PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Payment of £12.10 today please
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Serendipitious
    Serendipitious Posts: 6,453 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    daydream_believer wrote: »

    Welcome newbies :j

    Yes, hello new PADders!! :beer:

    And yes, it does get very addictive. :)
    “All shall be well, and all shall be well and all manner of thing shall be well.”




  • iloveshopping93
    iloveshopping93 Posts: 365 Forumite
    Part of the Furniture 100 Posts Photogenic Car Insurance Carver!
    £1 again today please
    CC1: £1000 £826
    CC2: £4500 £4195
    Wedding Loan: £6200 £5443
    Car Loan: £10000 £5066
    Very: £200 £50
    Total: £21900 £15580
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Just popping in to PAD £10.00 to savings again - tkyou Erme !!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • fewer,_better_things
    fewer,_better_things Posts: 45 Forumite
    Fifth Anniversary Combo Breaker
    Hello everyone and thank you for the advice. I need to set up payees with my online bank, that was the answer to my question so thank you.

    £3 today.

    Plus a million pounds of love in the bank eh?! :)
    Mummy to a miracle
    It's better to have wings than have things
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning fellow PADders :hello:

    My PAD today is £12 between Lloyds TSB and money box please Erme :T

    Have a great day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Just2Ashamed
    Just2Ashamed Posts: 229 Forumite
    £3.50 to DH's debt again please. Can't wait to start paying off something different soon!
    PAD: £4843.10 (loan paid, yay!)
    One debt vs 100 days: £288.73 / £750
    £20 a day: March £838.97 / £620 April £224.53 / £600


    Total debt 04/2015: £13,997.51
This discussion has been closed.
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