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Payment A Day Chapter 15

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  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    edited 24 April 2014 at 10:33AM
    Morning folks

    A titchy £2.10 today please Igamogam
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • mobo1980
    mobo1980 Posts: 368 Forumite
    Sixth Anniversary Combo Breaker
    Good morning padders :)

    todays pad is £632 which is £1 to emergency fund we have paid o/h loan off this morning which was £600 from me £16 to visa and £15 to club :beer::j

    Mobo xx
    CC1-£1729.53
    CC2-£4323.00
    LOAN-£14,519.05
    TOTAL DEBT £20,571.58 :eek:
    Then there's the mortgage :o
  • Keith1985
    Keith1985 Posts: 55 Forumite
    Part of the Furniture
    £1 for me today please.

    Hope everyone is having a lovely day.
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £8.92 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • mandz1
    mandz1 Posts: 2,548 Forumite
    £6.20 for me today please


    hoping to get my smallest debt down in the next couple of days. going to raid the savings jars and try and reduce it by £100
    PAD Maker
  • NHS_worker_bee
    NHS_worker_bee Posts: 193 Forumite
    £3 today please.
    Total debt March 2014: £11,194. Now £4,198.
    0% CC1: [STRIKE]£2,240[/STRIKE] £0. 0% CC2: [STRIKE]£1,934[/STRIKE] £0.
    0% CC3: £0 0% CC4: £4,198.
    12.9% Loan: [STRIKE]£3,000[/STRIKE] £0
    14.9% HP: [STRIKE]£1,103[/STRIKE] £0
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    edited 25 April 2014 at 7:38AM
    Hi all :j
    Popping in to PAD £69.00 refund to M&S cc plz Igamogam - tkyou!!


    Well done Mobo in paying off the loan :j:j:j:j:j:j


    PS - when typing this word, I typed load instead - so true!!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning fellow PADders :)


    TGIF :D

    Today's PAD is £7 to MBNA please Igamogam :T


    Brilliant news mobo - another debt bites the dust! :j
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • mobo1980
    mobo1980 Posts: 368 Forumite
    Sixth Anniversary Combo Breaker
    Good morning padders :)

    Thankyou Sashanut and TTFTM :)

    It was my oh's loan (load) :) we have been saving for a house but we have taken a little too much on , so we have decided to stop the savings for a month or so pay off oh's loan then when oh gets paid pay off my loan (1800)ish :eek:

    This thread and all the fantastic support you get is priceless :beer:

    Then i have £75 left on a club and i will be debt free for first time in 16 years :eek: (then we're going for a mortgage)

    sorry for rambling :o have a fab day everyone !!

    Mobo xx

    oops forgot my pad ! £1 to emergency fund please xx
    CC1-£1729.53
    CC2-£4323.00
    LOAN-£14,519.05
    TOTAL DEBT £20,571.58 :eek:
    Then there's the mortgage :o
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Morning all

    I recently applied for a 0% Santander credit card to shift one of my two debts that I still pay interest on but for the first time ever was declined !
    It made me think that 0% deals are getting harder to get. My credit rating is OK and I have never defaulted on anything in my life.

    I have what I owe over 4 credit cards 2 at 0% and 2 at 6% for life of balance.

    So I have worked out what I need to pay to pay off the 2 0% cards before they expire and the rest is going on one of the 2 cards I still pay interest on.

    That's my plan anyway

    PAD today is £1.58 :D
    As of 24th August 2016 total money owed was
    £15,708 :eek:
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