Payment A Day Chapter 15

iloveshopping93

Just a quick query for everyone really. I am hoping to have cleared my remaining debt by Dec 31st this year.

Is there a similar thread for PADding savings? I can not believe how much more I manage to pay off through these daily payments. Once my debt is clear, I am hoping to start saving for a house deposit & think this will be really useful.

Although on the debt free wannabe board, do people PAD savings or can you please direct me to somewhere you can? Thanks.

White-as-Snow

Pad for the day is

£4.43

Igamogam

£7.15 to The Debt

Igamogam

iloveshopping93 wrote: »

Just a quick query for everyone really. I am hoping to have cleared my remaining debt by Dec 31st this year.

Is there a similar thread for PADding savings? I can not believe how much more I manage to pay off through these daily payments. Once my debt is clear, I am hoping to start saving for a house deposit & think this will be really useful.

Although on the debt free wannabe board, do people PAD savings or can you please direct me to somewhere you can? Thanks.

There are PADders on this thread who PAD into savings.......see you cant leave

iloveshopping93

Igamogam wrote: »

There are PADders on this thread who PAD into savings.......see you cant leave

That's it, I'm going nowhere. Sorry guys, but you can't get rid of me in 2015.

Eager_Elephant

£10.28 for yesterday


£10.29 for today.

Erme

iloveshopping93 wrote: »

Just a quick query for everyone really. I am hoping to have cleared my remaining debt by Dec 31st this year.

Is there a similar thread for PADding savings? I can not believe how much more I manage to pay off through these daily payments. Once my debt is clear, I am hoping to start saving for a house deposit & think this will be really useful.

Although on the debt free wannabe board, do people PAD savings or can you please direct me to somewhere you can? Thanks.

iloveshopping93 wrote: »

That's it, I'm going nowhere. Sorry guys, but you can't get rid of me in 2015.

I've been debt free for about 2 years and I still pad - only it's savings now......and charity

So I count charity (tithe) and savings....and often I dip into savings before the end of the month but still.....

Really, it's a joy to have you along... I'm going on my own wee frugal challenge right now as I got to like thursday and had £10 till today....it was not a good feeling. Out when the late night desserts etc....out went the unbudgeted for treats (most days :eek:) I just had to get on with things....

All for blowing about £45 last tuesday/wednesday - lets not go there!!!!

So PAD would be more but I just bought a load of New Year (don't do xmas) card making and calendar stuff for November (I send out about 50 calendars with home made cards and what not)

PAD is £260 to savings (hope it stays there :A) and £20 to charity/tithe

Thanks

E

Time_to_face_the_music

Good morning fellow PADders :hello:

My PAD today is £30 to Marbles please mandz :T

Welcome back from holidays sashanut, we missed you. Hope you had a great time :j

Have a great day everyone

TTFTM x

jet9cat

So payday at last and a PAD of £527 to OH cc please.


Iloveshopping - yes please do stick around and include your payments to savings. I totally believe that part of the mse way and being debt free includes having savings, whether for a specific goal like a house deposit or just to make sure that the next bump in the road (and there's always one sooner or later) doesn't mean a slide back into debt and uncontrolled spending so please feel free to hang around if it helps.

Erme

Yeah without my savings I wouldn't have been able to visit my friends earlier this year and buy a new washing machine ....wasn't an expensive washing machine but still :money