We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Downgrading Flex Direct to FlexAccount for a year

iAMaLONDONER
iAMaLONDONER Posts: 1,669 Forumite
edited 31 March 2014 at 1:47PM in Budgeting & bank accounts
Would this allow me to get the 5% rate in a year?
I'm aware of a clause in the T&Cs about promotional rates about this.
However has anyone actually tested this?
«1

Comments

  • bsms1147
    bsms1147 Posts: 2,277 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Feel free to try. Anyone testing it won't get results until March next year, but I assume this wouldn't work.
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ...has anyone actually tested this?
    Is it a joke?
  • apt
    apt Posts: 3,247 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wouldn't it be easier to open a couple of TSB plus accounts to get 5%?
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Changing to a FlexPlus doesn't strike me as a downgrade. Do you perhaps mean downgrading to a FlexAccount?

    Though I also doubt this cunning plan would work.
  • iAMaLONDONER
    iAMaLONDONER Posts: 1,669 Forumite
    apt wrote: »
    Wouldn't it be easier to open a couple of TSB plus accounts to get 5%?

    Yes but that only looks after 4k!
  • iAMaLONDONER
    iAMaLONDONER Posts: 1,669 Forumite
    grumbler wrote: »
    Is it a joke?

    Haha....

    I was interested to see if anyone who's tried this has succeeded in getting the 5% rate!
  • iAMaLONDONER
    iAMaLONDONER Posts: 1,669 Forumite
    Archi_Bald wrote: »
    Changing to a FlexPlus doesn't strike me as a downgrade. Do you perhaps mean downgrading to a FlexAccount?

    Though I also doubt this cunning plan would work.

    Thanks I've amended the title!

    That's why I'm asking it's better to learn from someone else's mistakes!
  • alanq
    alanq Posts: 4,216 Forumite
    1,000 Posts Combo Breaker
    edited 31 March 2014 at 2:22PM
    I was interested to see if anyone who's tried this has succeeded in getting the 5% rate!

    There was a post somewhere suggesting that after closing a FlexDirect account for a year one could reapply and get the bonus. I don't know where this information came from and in any case the rules / bonus rates may be completely different in 12 months' time. As the FlexDirect account only became available about a year ago no one has had the opportunity to have an account for 1 year then move away for 1 year then come back again.
  • knack92
    knack92 Posts: 465 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I have also been wondering this. Think I'll contact them and see what they say.
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks I've amended the title!

    That's why I'm asking it's better to learn from someone else's mistakes!
    I didn't make a mistake, you did.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.