Can you stay on temporarily in your old home after completion?

ging84

if you do it completely informally, no one would ever know assuming everything went smoothly. But you run the risk of them turning around and saying no we never agreed to you staying on, and taking you to court for late completion, and it would be fairly straightforward case.

if they rent it back to you it transfers most of the risk on to them, but not all of it.

you also have to worry about what you are doing with the money during the 4 weeks
depending on the level of equity, you might well have beyond the amount of savings that qualifies for protection

chances are the bank will extend the mortgage offer anyway

Jaycee_Dove

Thanks for the discussion. We had a chat over the options and extending the mortgage offer is going to be the first thing being looked into.