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Taking the bank to court...how?

Hi, I've recently sent the letters to my bank from this website to claim my bank charges back.
Last letter I wrote was to say if my charges weren't paid back to me I'll take them to court.
I haven't heard anything since from my bank that was about a month ago. Last letter recieved from bank was saying the charges that were charged to me were fair charges and I can't claim them back, is this one way of the bank to try and get themselves out of paying them back or is it true?
If they are trying to get out of it can anybody give me some advice on how to take them to court?
Thanks very much
Jenny

Comments

  • LozBingley
    LozBingley Posts: 580 Forumite
    xhelpx wrote: »
    If they are trying to get out of it can anybody give me some advice on how to take them to court?

    its all in Martins article but you go here
    https://www.moneyclaim.gov.uk/csmco2/index.jsp

    sign in as a new claimant and use the text as found in Martins article
    http://www.moneysavingexpert.com/reclaim/bank-charges#court
    Got It & Spent It :dance:
    IKEA CARD = £120 charges = £175 received (146%)
    MARBLES = £450 charges = £370 received (82%)
    I.F. = £494 charges = £494 received (100%)
    CAPITAL ONE = £981 charges = £1,489.03 (152%)
    BARCLAYCARD = £580 charges = £786.12 (136%)
    On Hold :mad:
    A+L = £722 charges (target = 147%)
    BARCLAYS = £1,405 charges (target = 128%)
    BARCLAYS = £175 charges (target = 140%)
    ABBEY = £3,220 charges (target = 148%)
  • xhelpx
    xhelpx Posts: 2 Newbie
    thanks, will I get the £120 fee back? if i go on?
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