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Enjoying Life's Indulgences Together Everyday

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  • sparklyfee
    sparklyfee Posts: 1,123 Forumite
    Moneysaving insomnia!! Does anyone else get this? Browsing the forums after all the talk of bank accounts etc.

    I've been with Lloyds since I was 10!! Is that ridiculous? Feel I've been missing some tricks. So many forums and ideas for money saving.

    I'm looking at:

    sealed pot challenge
    Bank accounts and cashback
    Matched betting (not got time for this but interesting)
    Debt free wannabe
    PPI
    Coupons

    Was wondering, what are the best ways to save/make money that people have found? I really want to make a better life for my family money wise and I am getting to grips with the grocery shopping now :T but any advice or discussion would be great!!
  • vanilla_twist
    vanilla_twist Posts: 3,980 Forumite
    sparklyfee wrote: »
    Moneysaving insomnia!! Does anyone else get this? Browsing the forums after all the talk of bank accounts etc.

    I've been with Lloyds since I was 10!! Is that ridiculous? Feel I've been missing some tricks. So many forums and ideas for money saving.

    I'm looking at:

    sealed pot challenge
    Bank accounts and cashback
    Matched betting (not got time for this but interesting)
    Debt free wannabe
    PPI
    Coupons

    Was wondering, what are the best ways to save/make money that people have found? I really want to make a better life for my family money wise and I am getting to grips with the grocery shopping now :T but any advice or discussion would be great!!


    I usually read a few other forums. I do the sealed pot challenge (even though not registered).
    I have one pot for £1 and £2 coins and another for bits and bobs. I am not really a cash person as I think harder about spending on my card but my bits and bobs pot is over half ful:eek: Because I so rarely use cash I try to put all coins in.
    I estimate around £7 a week some more some less.

    I also like the forum where they save either to buy a considered item or to pay off a debt. Piece of paper divided into 100 squares. Amount needed divided into 100.
    so item costing £299 would be 100 x £2.99. Then quite often they use other decluttering challenges to sell unwanted bits to raise target.

    I avidly follow the competition thread as love comping.
    All the banking talk is very clever but I simply do not have cash assets needed to play this game yet.
    I have sold alot on fb this week which has been great as all things stored in attic and garage. I now have 8 boxes of first edition books to try to sell on amazon.

    Promised mum I would clear and catigories art room while she is away but thing I need to get rid of the debris of my life hanging around and I will then have a clearer head.

    Many of us do not have the spare income to open lots of accounts although I do think first direct iss the one to start with.

    For now I will stick with my sealed boxes and second purse (which I use when I buy glitches from my stash) this helps generate cash for ready to buy more glitches.

    I was told when I joined here it would take me two years to get together an adequate stash and money freed up ready for next glitch. This is definately right and I am 19 months in now. I am hitting the 3v cards bigtime and try to divert all my spending into them for the cc points then into the vouchers for the shops I want to purchase from.

    This is a long haul life time project which gets easier over time.

    I am up as grumpy dgd has chicken pox and grumpy dd keeps updating me via text. Surely make sense for one of us to get some sleep.
    Night
    V x

    Enjoy and do not worry about what you havent yet got to grips with. When you are ready help is alwasy available here
    fairclaire wrote: »
    . I do think a chaise lounge is a good description of you though. Stylish yet comfortable and laid back :)

    May the odds be ever in your favour;)

    SPC 7 Pot No 410 £232.63 Total
  • 99p
    99p Posts: 922 Forumite
    edited 8 April 2014 at 6:16AM
    Morning mad squad, just a heads up, the belvitas are now showing as £2.50 at sainsbobs:(. The mb is still not showing so let's hope they go half price at mrT.
    I do try to keep up but sometimes life gets in the way.
    I'm just a penny short of a pound. Peace and Love.

    I've joined the 5:2 club cos mrT made me eat 1p chocolate.
  • elainemn
    elainemn Posts: 3,777 Forumite
    Part of the Furniture Combo Breaker Car Insurance Carver! Debt-free and Proud!
    edited 8 April 2014 at 6:17AM
    Good morning everyone. Just noticed the lemon cake is only £1.75 in Sainsbury.
  • streetlights
    streetlights Posts: 3,577 Forumite
    Good morning everybody, I hope you are well and have a fabulous Tuesday. Happy shopping elite.

    I have been very interested in reading information about savings, this forum is wonderful.
    Mortgage debt 45,000. Thank you all for your help so far in helping me save to buy the house. I could not have done this without all your help.
  • wirehair
    wirehair Posts: 4,291 Forumite
    Good morning :)
    Never pay more than you have too
  • Dizzy_Ditzy
    Dizzy_Ditzy Posts: 17,471 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Morning all

    It's not raining! Even better, there is blue sky :j

    It is a bit breezy though and that breeze is chilly :eek:

    I'm enjoying reading all the bank account posts and I'd like to have a go but I don't have the kind of money that you're all talking about :o I could probably play with £500 rather than the 1-2k that I keep seeing popping out at me :rotfl:
    I’m a Forum Ambassador and I support the Forum Team on the Health & Beauty, Greenfingered Moneysaving and How Much Have You Saved boards. If you need any help on these boards, please do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com

    All views are my own and not the official line of MoneySavingExpert
  • David.
    David. Posts: 24,086 Forumite
    Morning All
    The things I do to keep people happy :eek:























    rbvs0150046.jpg
    When The Fun Stops Stop ;)
  • bubbs
    bubbs Posts: 67,891 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning folks :wave:
    Same her QOC bright but bloomin nippy.
    Yes i have been reading about bank accounts but would get totally confused:rotfl::rotfl:
    Sealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:
  • bubbs
    bubbs Posts: 67,891 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    David. wrote: »
    Morning All
    The things I do to keep people happy :eek

    rbvs0150046.jpg

    Surelyy would have been easier to grow the whole lot:rotfl::rotfl::rotfl:
    Sealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:
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