Enjoying Life's Indulgences Together Everyday

Sunshinemummy

Tinyshoes wrote: »

Think I have decided on the fridge I posted link for earlier.

Now do I order it with free delivery from JL for £200, and will get a £5 gift voucher from My John Lewis card and hopefully still free coffee and cake again. Plus 2 year guarantee. :T

OR

From Boots for £180 with £19.99 delivery with a £10 off code and £7.20 Advantage card points :T and only 1 year guarantee. :cool:

Let the voting commence.

Buy V3, exchange for JL......

Sunshinemummy

aau1 wrote: »

is it the same fridge?

Buy from JL and get them to price match Boots

ooh good idea, and then pay with gift cards via v3!

TrulyMadly

HopePray wrote: »

Forum just disapeared for me too??
Was doing an online shop but the belvitas are full price, no sign of 2 for £3 on the web.

That's good:)

You want the multi to show when they are bought.ie going into your basket at full price but you actually pay lower price
Talking about CC

Anon

karlie88 wrote: »

Contemplating a third Belvita shop....in a different store.

No need to change stores on an APG glitch ... Some of us have been known to do multiple shops at a time (but be careful to separate in your trolley and on the conveyor). This is what the self scan with conveyor was invented for .

Anon

Sunshinemummy

aaarrrggghhh wrote: »

We're four months into the fostering process so any experience is valuable, even nerfy's kids!

Congratulations.

How are you finding the process?

Who are you going with?

:):):)

Anon

Sunshinemummy wrote: »

ooh good idea, and then pay with gift cards via v3!

That may be a goer
http://www.highstreetvouchers.com/gift-vouchers/john-lewis

Depends on whether they will accept multiple Giftcards for the transaction (no reason why not if instore but could be a pain online or on the phone).

Anon

Savvybuyer

Enterprise_1701C wrote: »

I have one current account and 3 savings accounts. I may come into some money later this year/early next year (50/50) so I might set up something like that. Often thought about it but not had the spare cash, mine needs to be accessible at the moment.

Hmm...wondering why the savings accounts though? (Unless they are regular savings paying better rates, linked to the ownership of a current account.) Given that the interest rate on a lot of savings accounts seems to be worse than the teaser current accounts (providing you keep to their terms). I've gone through the 'savings accounts' section of this website earlier when I was choosing what to do with my money, and wondered why bother with savings accounts at the moment when these current accounts seem far better. Also I don't know why this site keeps saying ensure you use your ISA allowance. For me my ISA is now placed bottom of the pile, for any surplus after all of the current accounts have been used. Put 2.75% (the Newcastle ISA rate) into the checker and it comes up with savings account (or current account?:)) would need to pay 3.4% to beat it. As the current accounts are paying 5%, 4%... they seem to beat even the best ISA rates (that aren't available anymore) unless locking your money away with more stringent terms, am I missing something?:think:

It seems to me to be only higher rate taxpayers that would benefit from using ISAs as a primary store for their money at the moment.

All of my Yorkshire, Halifax, Nationwide, Lloyds, TSB accounts are accessible at any moment. They all have cashcards and online access to transfer money into/out of instantly. Of course I try to keep most of them at their interest rate limit (the Halifax I run down as just has a fixed 'reward') and (self-evident!) take from the lower-rate interest ones first.

Savvybuyer

karlie88 wrote: »

:rotfl::rotfl:

So when is Chapter 2 going to be published? Later tonight again?

:rotfl::rotfl:

:rotfl:Probably on the 1st May after I've come to doing the next transfers.

Thriftygifty

Going a bit off topic, does anyone know of anywhere that does cheap but nice tiles?

Sunshinemummy

Savvybuyer wrote: »

Then you need to get switching, opening new accounts and transferring money each month between them!:D

I have learnt a new language in the last 24 hours... 25 accounts... I am gob smacked! I thought I was brave having a separate account to my OH.....

It is a shame I have no money, or I would join in the fun

:o:o:o:o