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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hope your oven can be fixed!!xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Willowtree222
    Willowtree222 Posts: 8,207 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Fingers crossed it is something simple. xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    The cooker is fixed yay :) we paid £23 for a new heating element, OH put the new element in and it’s fixed!!! Yay :) xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well done to hubby for saving the day xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    I'm really pleased we didn't need to get a new cooker :)

    Updated signature for the DD's coming out for the debt, and also I have moved £100 to our Centre Parcs savings

    I have decided to order a pre payment credit card as well and load my Christmas money onto that, that way I can keep all the Christmas money separate from our bank account, it cost a one of £5 fee and that's all it costs, no monthly fees or anything which is fab

    Have a nice day all :) xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Willowtree222
    Willowtree222 Posts: 8,207 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Prepayment sounds like a good idea. I sometimes think of doing things like that, but then never get round to it. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Yeah I think it is going to work well for us :) keeps it all in one place :)

    Just back from the school run and card shop, I am like a drowned rat, the rain is so bad, I hope it has stopped when I go pick the kids up later!!

    Just put £190 into cyprus savings, whoop.

    I also need to buy tickets for the fireworks display at school, we always go, it's fab :)

    Not much planned, its cold and wet so I am staying in and doing some crochet till it's pick up time lol

    Have a nice day all xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Just got back from the kids swimming lesson, DD got her 5m badge :) yay she was so so so happy. So pleased we’ve managed to still let the kids have their swimming lessons.

    Have 40 mins at home, doing homework with the kids then OH and DS is dropping me and DD off at a soft play party till half four.

    Once we are bck home I will be working on the crochet blanket (I am doing c2c for those familiar with crochet, and am about to start the decrease)
    My Mam asked me to make her a shawl for Christmas so I ordered the wool last night (comes out of my budget for her for Christmas) so need to crack on with my makes as as well as the blanket and shawl, I want to make a hat for my nephew and sil and my dad and a scarf for bil and uncle.

    I hope everyone has a nice day xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Willowtree222
    Willowtree222 Posts: 8,207 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Can you post pics of your makes? I need inspiring x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    I will try to, I've only made one blanket and a couple of hats so far lol, I am going to attempt a puff stitch hat, and a popcorn/bobble stitch word blanket once I have made the presents I want to make.

    I am tired today, no idea why, @sda have been, they didn't have any brioche buns apparantly, grr, they were for kids packed lunch, thankfully I have enough in for tomorrow and OH will go and get them from the shop, they also didn't have the capri sun in apparantly grr

    I have nearly enough points for £70 worth of vouchers from shop and scan, but I am getting concerned as the last couple of time I checked my reward account the amazon vouchers were showing as out of stock and they are the ones I want, so I have sent them a message asking when/if they are coming back in, I hope they are as they are the best to buy christmas presents with, they do have other shops like next and waterstones and argos so it won't be totally a loss but would prefer amazon

    DS just done his homework, DD is lucky and other than her reading book (both kids read their book to us each night) she hasn't had any homework yet.
    Going to bath the kids now and put clean clothes away, then it will be lunch time, and I should have some time to sit with my crochet till I have to take DD to a party at 2pm

    The laptop that we had to relist ends tonight, it has one bid on so far so will deffo be getting £299 (if they pay unlike the last guy!) and has 26 watchers on eek

    Have a nice day all xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
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