We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
This is it *ping* lightbulb!!!
Options
Comments
-
Amazing pics and you look so happy!!! well deserved xxx
Thank you
For once I don't hate my pics, I think it's cos you can see how happy I am lol especially the one with Jeffrey lol xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Gosh you have been busy getting all those photos. Glad you had a good time.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Gosh you have been busy getting all those photos. Glad you had a good time.
L
I really wasit was non stop from 9am - 8pm queuing and waiting lol, my feet are only just recovering.
I have the con blues and am loaded with cold (also something that happens after conventions lol, I guess being in a space with all those people there are bound to be germs passed on lol)
I feel so sad that I am not there anymore meeting all the lovely people again, I am trying to pull myself out of it, as it's silly I know, especially as me and OH are planning to go back next year.
I have one of those terramundi jars (that we were given when I was pregnant with my son which has never been used) and I've decided to put £50 a month in it (at least, might chuck spare change into it as well) then me and OH will have at least £600 spends (if the savings all go to plan) I have the money already to buy the tickets for the convention (which go on sale next sat), so it's just spends and hotel I need to save for. I was going to just transfer it to one of the online savings accounts we have but then I didn't want to as it's too easy to take back out if we are short one month, and I don't want us to be left with no spending money, so if something did crop up it would force me to have a rethink.
Not much planned today, waiting for @sda to come right now, think I've got a little bit to overpay, will need to see when it comes.
And DS as swimming lesson this afternoon, need to get my daughters name down for lessons, but I need to wait till after our hols in June as we can't pull another £75 a month out of the money till after June (well we could but it would mean barely overpaying which I don't want, whereas after June we can as we won't be putting savings away from CP anymore)
And two of the cards are due to lose their 0% in July and Aug, one of our old cards has sent us a 0% offer which runs out end of April, so I know it's earlier than needs to be but think I will BT those two cards over to it near the end of April (just incase we don't get offered another one closer to the time)
Have a good day all xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
@sda just been, checked my bank and we had a little bit more left over than I thought from last week (when I was away)
So have overpaid te$co with £30 today xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Also I think OH is due a Payrise from 01/04/17, as he was promoted last year and therefore moved to the bottom of his new pay scale whereas he was at the top of the old one so just received the minimum increase of (I think( 1%
I have a payrise coming in end of July wage of about £20 a month after tax, so that will be helpful as wellxx
Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Hi Kind,
Sorry about your friend, big hugs to you, it's hard when we lose someone close, family or not xxx
Looks like you had an amazing time at the convention, love the photos.
Well done on the overpayment, you're doing brilliantly.
Pmo2
Xx0 -
Thank you purple xx
How is everyone on this sunny sunday. The weather is so nice here! I think I might be able to actually get the washing out on the line, makes sense to seeing as my heating is off (as the house is wam enough) so they certainly won't dry on the radiators lol
Not much going on here, I had a terrible sleep (came back from the convention with a cold, it's now at tickly cough stage which is driving me mad)
DS needs to do his homework, both kids need a bath, and other than prepping sunday dinner and a little tidy there isn't much to be done. Might get a chance to finish loom knitting OH's hat
Have a good day all xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Afternoon everyone.
It's my son's 7th birthday today, can't believe he is 7 already!!! Where does time go!!!!
Not much going on here except house work, I need to write out 25 party invites as it's by daughters birthday in 3 weeks, so have to get her invites dished out
DS is having a few friends together and going to a clip and climb on sunday which he is really looking forward to
Have a good day all xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Hope he has an amazing day!!! Our boys will be in same year at school
love this age xx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Thank you
yeah I think they must be? it's an awesome age isn't it!!!
HANSON ARE COMING TO THE UK!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
They just announced a world tour, they are only doing one date in each European country (which isn't normal, they usually do at least 4 in the UK), so me and OH are going to see them in London on the 10th June
I have bought the concert tickets, just this morning bought the train tickets, and my brother travels with work a lot and had a ton of hilton points, so he has used some of his points and booked us into the Hilton for the night for a early birthday present for meSOOOOOOO excited, not seen a Hanson concert since Autumn 2013
And tomorrow the tickets go on sale for walker stalker London 2018, so need to buy them as well
Such an expensive month this month, thank god it was all budgeted for lol (except Hanson but we had money I was able to use for that)
Have a good day all xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards