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This is it *ping* lightbulb!!!
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Just got my £2.50 from OW for today woo-hoo, ran out of survey's now.
I'm full of cold, I am pathetic when I have a cold lol, I am going to chill on the sofa and do my shopping list for A@DA xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Urgh I am on a downer, just remembered the MOT has expired, so that's going to have be booked in ASAP, so that's £50 we need to find, and need to hope that nothing needs doing on the car!
And it's world book day first week in march so need to order a costume for my son ASAP or there will be none left, trying to think of where to get the money from, I think I am going to have to pull it out of our birthday/christmas savings which is going to make it tight for march as I have DS, OH and DD birthday's and DS's soft play party to pay for!Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Morning all, gosh I am tired today, wish I could have stayed in bed but the kids had other ideas lol
I've just done all the survey's OW had for me this morning, got 125 points, so halfway to another voucher, will probably get it tomorrow.
Need to wake OH up in half an hour as I need to take DS to swimming lesson (OH stays at home with DD while DS swims)
A@DA is coming at lunch time, so should have some money to overpay
Need to make home made pizza for tea, other than that we have no plans today
Have a good day all xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Afternoon all, how has everyone's day been?
DD just told me she feels sick, God I hope she's not going to be sick, she's nearly three and never vomited in her life, even when she was a baby, so I don't think she would be able to tell me in time to get to her (DS on the other hand is pretty good with letting us know/getting to the loo ever since he was little)
Just overpaid the MBNA card with the leftover shopping which was £12.89
And in laws have been and have given us £130 towards OH's glasses, he had asked them to pay towards them instead of a birthday present (his birthday is in March) bless him, so I can de stress about the MOT now lol
OH is making chilli for tea it smells gorgeous but it's likely to be too hot for me so I think I'm just gonna make some home made chips in the acti fry for my tea (kids have already eaten) xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Morning all,
OMG NO survey's for me on OW!!!! WTH lol, I hope some appear later, this is not normal for my account
What's everyone's plans today? xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Ohhhh some good news, we paid OH Halifax card off last year with a balance transfer, and they had then been offering 0% for 9 months, well I've just checked it again and it's now being offered for 21 months, so at the end of the year I need to move some over to that one, our 0% start running out from July 2017, two of them will be paid off though by then, but we will have 4 that 0% are ending between July 2017 and Sept 2017 xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
That's great news, well done. It sounds like you have it all organised, those numbers will soon start really coming down!0
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kindofagilr wrote: »Ohhhh some good news, we paid OH Halifax card off last year with a balance transfer, and they had then been offering 0% for 9 months, well I've just checked it again and it's now being offered for 21 months, so at the end of the year I need to move some over to that one, our 0% start running out from July 2017, two of them will be paid off though by then, but we will have 4 that 0% are ending between July 2017 and Sept 2017 xx
Excellent news!!!:staradmin :staradmin Emergency Fund @ £300 Non CCJ Debts x 7 @ £2782/ £4055 PAID! CCJs x4 Unpaid Total @£5103 Christmas 2016 Fund @£116 Holiday Fund £300/ £550 Wedding Fund Goal: £2500 /// Total Remaining: £9409 / £12,900 (£3498- 27.11%Paid) :staradmin:staradmin0 -
Golightly72 wrote: »That's great news, well done. It sounds like you have it all organised, those numbers will soon start really coming down!kittycashcake wrote: »Excellent news!!!
Thanks bothI was hoping they would do it lol
I'm keeping our m&s cards open for a while as well, and the tesco as between the three cards we have £10,600 limit on them, so hoping in the future the offer, if they haven't sent any offers by say oct this year I will close them down in case it effects us getting a new 0% card elsewhere
Once the B'card are paid off I will definitely keep them as I know they send offers (haven't read anywhere if m&s and tesco are as good with that) as it would be easier if we can just keep bouncing them around each other for the remainder of paying the debt off lol xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
kindofagilr wrote: »Ohhhh some good news, we paid OH Halifax card off last year with a balance transfer, and they had then been offering 0% for 9 months, well I've just checked it again and it's now being offered for 21 months, so at the end of the year I need to move some over to that one, our 0% start running out from July 2017, two of them will be paid off though by then, but we will have 4 that 0% are ending between July 2017 and Sept 2017 xx
Yay..that's great news! I'm hoping something similar will happen with my BOS card..currently offering 0% for 6 months..hardly worth the transfer fee and my current 0% are running till June and July...fingers crossed.
Could you make a fancy dress outfit for little one? Could try FB for local sellers? x#4 DFBXMAS24 - £2,322.85/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar0
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