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Diary from the South Coast

11920212325

Comments

  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    Hope everybody has a good Christmas,will update signature soon but hope to be debt clear in 5 months :)

    All the best
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • lucielle
    lucielle Posts: 11,589 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done and the same to you.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    Hello Everybody
    I have been battling the many storms over the past Winter months! Had some really good fishing but we nearly lost the Boat in one storm. Had to pay £3200 for urgent repairs.

    Never mind, hope to be debt free on July/August. Had a really good month or two of Fishing.

    I still owe £6,000 and I worry more about that than I did when it was over 27k!

    Sorry I have not been on here for a while but forgot my password!
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • One of my family gave up his sea based job last year as at 61, he was starting to find the physical fitness requirements too demanding. When I see bad storms, I'm glad that he's no longer out there climbing up the sides of boats. Take care you even if it means pushing the Dfd back a bit.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    One of my family gave up his sea based job last year as at 61, he was starting to find the physical fitness requirements too demanding. When I see bad storms, I'm glad that he's no longer out there climbing up the sides of boats. Take care you even if it means pushing the Dfd back a bit.

    Hello In Need - Hope you are well. I am just reading a few of your posts. It is a hard life at Sea but can be good when back on dry land! Should be a good Summer and If I can clear it by August, I be a drunken Sailor!

    Cheers :)
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • beanielou
    beanielou Posts: 96,679 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good to see you :wave:
    Glad that your debt is coming down so nicely.
    Take care.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,589 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Be careful out there!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    beanielou wrote: »
    Good to see you :wave:
    Glad that your debt is coming down so nicely.
    Take care.

    Hiya beanielou!
    Thanks for stopping by! I think I need to follow your weight lose signature, I have put weight on since I begun my Debt reduction!

    Hope you are well :beer:
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    lucielle wrote: »
    Be careful out there!
    L

    I will try! :rotfl:
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    Evening

    Had a set back and my boat came a cropper

    http://www.portsmouth.co.uk/news/fishing-boat-left-partially-submerged-off-southsea-1-7324164

    Still, all ok and now sit at around 10k debt due to the above . Never mind, crack on!

    Hope you are all good. Going to try and update every few weeks.
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
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