seperate accounts

Georgiegirl256

heartbreak_star wrote: »

Always had separate accounts. Never seen the need for a joint one.

HBS x

Same here. There's never been any need. All the bills come out of my husbands account anyhow. I also paid my way and transferred money across when I was working, but as I'm not working at the moment, my account has very little in, and so basically I have my husbands bank card and just buy everything with that.

Never a case of trying to hide anything, just never a need to have a joint account.

But, in the OP's case where they have always had a joint account, and the husband now wanting seperate ones, well something seems abit fishy about that to me.

Rottensocks

thrifties wrote: »

......husband does minimal help around the home. .... He has decided he wants to seperate accounts and have his wages paid in elsewhere then we both pay same amount in and he will still contribute more to savings so we have same amount left. I see no logic in this and he is forcing the issue, says its about being independant.

Both pay the same amount in? Hmmm, but for discussions' sake, if he earns more than you, should he contribute more? (That's what we do in my house, where we have a big gap in earnings and seperate accounts also).

Also, there is this very common error of thinking that "Independence" is equal to "Everything your own way". Tut tut!!
Perhaps while you are discussing his "Independence" you could underline how you deserve some of your own, and that you quite understand that he doesn't enjoy contributing to housework etc, but in order for you to have a bit more independence away from the kitchen, perhaps he would like to pay for a cleaner and ironing service so you can have bit of a break too? Alternatively, just charge him yourself! After all, a truly independant man would do his own laundry, no?

IN terms of his requests, I suspect he wants a seperate account for wages to go in to, but *doesn't* want a seperate account for the savings, so he can wipe that out whenever he chooses? How curious! :T

Now, whatever you share will have to be declared for a divorce etc anyway, but that doesn't mean it is sensible to leave a lump sum of cash ripe for him to clear off with (or buy pearls for Miss Moneypenny with). If you agree to go seperate accounts, then seperate savings too IMO, so that you have some spare funds around if he does decide to clear off.

itsanne

19lottie82 wrote: »

I think there is a much bigger issue here than separate bank accounts......

This ^ ^ ^

fabforty

jaylee3 wrote: »

Always had a joint bank account. Don't see any need for separate ones. Sounds like someone doesn't want their partner to know something if they need to have a separate account. Separate bank accounts = separate lives IMO.

Always had separate accounts, never felt the need for joint ones.
Nothing to do with keeping secrets. Relationships are about much more than joint/separate bank accounts IMHO.